144 2nd St, Ashland, MS 38603 Property Records

Benton County property record for 144 2nd St, Ashland, MS 38603

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,716 sqft · built 1925
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Nov 2021 Transfer Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-0656-10-032-081.00`

Property Details

APN / Parcel Number

Primary APN	`3-0656-10-032-081.00`
Alternative APN	`17910`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,716 sqft Living Area
Interior Walls	Wood

Exterior

Year Built	Built 1925
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Carport
Carport	Carport
Carport Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	17910
Street Address	144 2ND ST
City	ASHLAND
State	MS
Zip	38603-7213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E SIDE BLOCK 32 DB32-521 120-26A 127-590 137-668 148/237
Legal Subdivision	TOWN OF ASHLAND
Legal Block	32
Jurisdiction	BENTON MS
Township / Civil Division	3
Census Block Group	3
Census Block	3023
Census Tract	950102

Owner

144 2nd St is owned and occupied by an individual who acquired it in November 2021.

Source: Benton County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	144 2ND ST, ASHLAND, MS 38603-7213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS & FARMERS BANK
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS & FARMERS BANK
Mar 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS & FARMERS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 19, 2021
Transfer Doc	0000212/35
Record Updated	Jun 8, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MS
Recording Date	Nov 19, 2021
Property Address	144 2ND ST, ASHLAND, MS 38603-7213
Document Number	0000212/35
Book / Page	212 / 35
Map Reference	DB 50 PG 68
Instrument Date	Nov 19, 2021
Instrument	202101349
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 2ND ST, ASHLAND, MS 38603-7213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 CRAFT ST, HOLLY SPRINGS, MS 38635-3216

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MS
Property Address	144 2ND ST, ASHLAND, MS 38603-7213
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	261/171
Date	Jun 3, 2020
Book Page	261/171
Instrument	202000459

Lender

Name	MERCHANTS & FARMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 5, 2045

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MS
Property Address	144 2ND ST, ASHLAND, MS 38603-7213
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	261/440
Date	Jun 26, 2020
Book Page	261/440
Instrument	202000543

Lender

Name	MERCHANTS & FARMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 5, 2045

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MS
Property Address	144 2ND ST, ASHLAND, MS 38603-7213
Transaction Type	Mortgage
Record Updated	Apr 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0254/0700
Date	Mar 15, 2019
Book Page	0254/0700
Instrument	201900236

Lender

Name	MERCHANTS & FARMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 3, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Benton County
Municipality	Ashland Town
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,292	$42,920 Land $2,750 Building $40,170
2023	Disabled Person's exemption	$4,292	$42,920 Land $2,750 Building $40,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 144 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 2nd St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ASHLAND serves 1,977 people · EPA ID MS0050001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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