Pine County property record for 14399 Cross Lake Rd, Pine City, MN 55063
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,611 sqft · built 2020 |
| Lot Size | 0.799 acres (34,804 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,230,000 (Jul 2023) |
| Tax Bill | $5,680 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.0444.000 |
| Primary APN | 26.0444.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,611 sqft Living Area |
| Gross Area | 1,303 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Multi-Family |
| Exterior Material | Concrete |
| Construction Type | Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,804 sqft (0.799 acres) |
| Lot Width | 13.5 ft Width |
| Garage Area | 1,928 sqft |
| Driveway | Driveway |
| Driveway Area | 900 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 390 sqft |
| Deck Area | 522 sqft |
| Patio Area | 432 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 14399 CROSS LAKE RD |
|---|---|
| City | PINE CITY |
| State | MN |
| Zip | 55063-4871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-039 RANGE-021 .80 AC LOT 17 & 18 OF 2ND REAR OF AUD SUBD OF LOTS 5,6 & 7 & SOUTH- EAST 1/4 OF SOUTHEAST 1/4 LESS |
| Legal Range | 021 |
| Legal Township | 039 |
| Legal Section | 27 |
| Legal Subdivision | REAR OF AUD SUBD |
| Jurisdiction | PINE MN |
| Township / Civil Division | PINE CITY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 950600 |
Source: Pine County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14399 CROSS LAKE RD, PINE CITY, MN 55063-4871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Balloon Mortgage NEIGHBORHOOD NATIONAL BANK |
| Jul 31, 2023 | Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE |
| Oct 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage RESULTS MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on Record |
| Deed Sale | Jul 31, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2023 · Amount on Record |
| Deed Document Number | 2023577091 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 14399 CROSS LAKE RD, PINE CITY, MN 55063-4871 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000554873 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 554873 |
| Name | NEIGHBORHOOD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINE MN |
| Recording Date | Jul 31, 2023 |
| Property Address | 14399 CROSS LAKE RD, PINE CITY, MN 55063-4871 |
| Document Number | 0000577091 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 577091 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,059.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14399 CROSS LAKE RD, PINE CITY, MN 55063-4871 |
| Document Number | 0000577092 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 577092 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINE MN |
| Recording Date | Oct 1, 2019 |
| Property Address | 14399 CROSS LAKE RD, PINE CITY, MN 55063-4871 |
| Document Number | 0000548966 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 548966 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | SIGNATURES CLOSING & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $907.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14399 CROSS LAKE RD, PINE CITY, MN 55063-4871 |
| Document Number | 0000548968 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 548968 |
| Name | RESULTS MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Pine City Township |
| Unified School District | Pine City Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,063,000 (+11.2%) Land $259,300 Building $803,700 | $1,063,000 (+11.2%) Land $259,300 Building $803,700 | |
| 2025 | $5,680.00 (-39.56%) | ||
| 2023 | $9,398.00 Homeowner's exemption | $955,900 Land $298,100 Building $657,800 | $955,900 Land $298,100 Building $657,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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