14397 Riverside Dr, Foley, AL 36535 Property Records

Baldwin County property record for 14397 Riverside Dr, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,628 sqft · built 2020
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Apr 2018)
Tax Bill	$2,314 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`56-06-13-0-000-077`

Property Details

APN / Parcel Number

Primary APN	`56-06-13-0-000-077`
Alternative APNs	`248266` `36011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,628 sqft Heated Area
1st Floor Area	1,628 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	268 ft deep x 110 ft wide
Utility Building	100 sqft
Boat Access	Boat Access
Boat House	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	248266
Street Address	14397 RIVERSIDE DR
City	FOLEY
State	AL
Zip	36535-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	61'(S) X 269'(S) IRR LOT 111 FISH RIVER ACRES SEC 13-T7S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	FISH RIVER ACRES
Legal Lot Number	111
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1008
Census Tract	11409

Owner

14397 Riverside Dr is owned and occupied by an individual who bought it in April 2018.

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	14397 RIVERSIDE DR, FOLEY, AL 36535-8313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY MORTGAGE CORP
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Jan 3, 2020	Trustee's Deed, Construction Loan · Construction Mortgage TRUSTMARK NAT'L BK
Apr 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2018 · Amount on File
Deed Sale	Apr 19, 2018 · Amount on File
Prior Sale	Oct 21, 2015 · Amount on File
Deed Document Number	20181691379
Prior Transfer Date	Oct 15, 2015
Prior Transfer Doc	0001540190
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	14397 RIVERSIDE DR, FOLEY, AL 36535-8313
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 RIVER RTE, MAGNOLIA SPRINGS, AL 36555-9732

Mortgage

Document Number	0002077054
Date	Jul 27, 2023
Instrument	2077054

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	DAPHNE, AL 36526

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	97 Months
Due	Aug 6, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	14397 RIVERSIDE DR, FOLEY, AL 36535-8313
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001853290
Date	Aug 26, 2020
Instrument	1853290

Lender

Name	BAY MORTGAGE CORP
Type	Mortgage Company
Address	FAIRHOPE, AL 36532

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	14397 RIVERSIDE DR, FOLEY, AL 36535-8313
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 RIVER RTE, MAGNOLIA SPRINGS, AL 36555-9732

Mortgage

Document Number	0001941420
Date	Sep 3, 2021
Instrument	1941420

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	DAPHNE, AL 36526

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 6, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 3, 2020
Property Address	14397 RIVERSIDE DR, FOLEY, AL 36535-8313
Instrument Date	Dec 13, 2019
Instrument	1803898
Transaction Type	Construction Loan
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	768 RIVER RTE MAGNOLIA SPRINGS AL 365559732, MAGNOLIA SPRINGS, AL 36555-9732

Mortgage

Document Number	0001803898
Date	Jan 3, 2020
Instrument	1803898

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	MOBILE, AL 36602

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 19, 2018
Property Address	14397 RIVERSIDE DR, FOLEY, AL 36535-8313
Document Number	0001691379
Instrument Date	Apr 13, 2018
Instrument	1691379
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1316 DAPHNE AL 365261316, DAPHNE, AL 36526-1316

Mortgage

Document Number	1691380
Date	Apr 19, 2018
Instrument	1691380

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MONTGOMERY, AL 36117

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 18, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 14397 Riverside Dr was $2,314 with a homeowner's exemption, up 6.6% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,314.00 (+6.64%) Homeowner's exemption
2025	$2,170.00	$78,760 Land $33,500 Building $45,260	$816,900 Land $347,400 Building $469,500
2023	$1,771.00 (+7.59%) Homeowner's exemption	$64,880 (+7.38%)	$647,400 (+7.17%) Land $263,000 Building $384,400
2022	$1,646.00 (+11.67%) Homeowner's exemption	$60,420	$604,100 Land $247,200 Building $356,900
2021	$1,474.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14397 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	16 (2004–2021)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims Hurricane Katrina, Aug 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14397 Riverside Dr is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 98.9% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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