14396 Hwy 157, Florence, AL 35633 Property Records

Lauderdale County property record for 14396 Hwy 157, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,167 sqft · built 1976
Lot Size	25 acres (1,089,000 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Sep 2023)
Tax Bill	$1,376 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-05-16-0-000-001-001`

Property Details

APN / Parcel Number

Primary APN	`06-05-16-0-000-001-001`
Alternative APNs	`010613` `15563` `10613` `12425`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,167 sqft Living Area
1st Floor Area	2,167 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,089,000 sqft (25 acres)
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	12425
Street Address	14396 HIGHWAY 157
City	FLORENCE
State	AL
Zip	35633-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	25 AC PT OF N/2 OF NE/4 OF SEC 16 T1S R12W FI 89-0015 FR F-013
Legal Range	12W
Legal Township	01S
Legal Section	16
Jurisdiction	LAUDERDALE AL
Township / Civil Division	CLOVERDALE
Census Block Group	1
Census Block	1027
Census Tract	11401

Owner

14396 Hwy 157 is owned by an individual who bought it in September 2023.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	145 COUNTY ROAD 85, FLORENCE, AL 35633-3458
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Survivorship Deed, Transfer · Conventional Mortgage RENASANT BANK
Aug 22, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2023 · Amount on File
Deed Sale	Sep 13, 2023 · Amount on File
Prior Sale	Aug 22, 2023
Deed Document Number	0202338543
Deed Book / Page	2023 / 38543
Record Updated	Jun 8, 2026

September 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 13, 2023
Property Address	14396 HIGHWAY 157, FLORENCE, AL 35633-3309
Document Number	2023/38543
Book / Page	2023 / 38543
Instrument Date	Sep 8, 2023
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14396 HIGHWAY 157, FLORENCE, AL 35633-3309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14396 HIGHWAY 157, FLORENCE, AL 35633-3309

Mortgage

Document Number	0202338546
Date	Sep 13, 2023
Instrument	2023/38546

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2038

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 22, 2023
Property Address	14396 HIGHWAY 157, FLORENCE, AL 35633-3309
Document Number	2023/35164
Book / Page	2023 / 35164
Instrument Date	Aug 22, 2023
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14590 HIGHWAY 157, FLORENCE, AL 35633-3307

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	14396 HIGHWAY 157, FLORENCE, AL 35633-3309

Tax Assessment & Valuation

The 2025 property tax bill for 14396 Hwy 157 was $1,376, up 6.9% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,376.00 (+6.92%)	$39,340 (+6.96%)	$437,040 (+18.84%) Land $216,700 Building $220,340
2024	$1,287.00	$36,780 (+124%) Land $18,060 Building $18,720	$367,740 (+8.47%) Land $180,600 Building $187,140
2023	Homeowner's exemption Senior Citizen's exemption	$16,420 (-28.67%) Land $16,420	$339,020 (+47.34%) Land $164,200 Building $174,820
2022	Homeowner's exemption Senior Citizen's exemption	$23,020	$230,100 Land $89,700 Building $140,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14396 Hwy 157 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14396 Hwy 157 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

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