14392 Rd 121, Paulding, OH 45879 Property Records

Paulding County property record for 14392 Rd 121, Paulding, OH 45879

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,459 sqft · built 1995
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,750 (Oct 2025)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Sep 2020 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`16-29S-018-00`

Property Details

APN / Parcel Number

Primary APN	`16-29S-018-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,459 sqft Total Area
1st Floor Area	3,552 sqft
Attic	Attic
Attic Area	683 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	653,400 sqft (15 acres)
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Patio Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	14392 ROAD 121
City	PAULDING
State	OH
Zip	45879-8904
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SW1/4NE1/4&N1/2NW1/4SE1/4 EMERALD TWP S-29
Jurisdiction	PAULDING OH
Township / Civil Division	EMERALD
Census Block Group	1
Census Block	1070
Census Tract	960100

Owner

Source: Paulding County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11747 ROAD 16K, OTTAWA, OH 45875-9481
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2018	Deed of Trust, Mortgage · ARM THE STATE BANK & TRUST CO
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Jan 19, 2012	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Dec 22, 2006	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Oct 14, 2008	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Jun 8, 2009	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Oct 24, 2011	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Oct 24, 2025	Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Dec 19, 2007	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Oct 14, 1999
Deed Document Number	20252703
Deed Book / Page	627 / 609
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	14392 ROAD 121, PAULDING, OH 45879-8904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00583/2120
Date	Jun 11, 2018
Book Page	583/2120
Instrument	201800001302

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	14392 ROAD 121, PAULDING, OH 45879-8904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00596/2458
Date	Sep 2, 2020
Book Page	596/2458
Instrument	202000002058

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	14392 ROAD 121, PAULDING, OH 45879-8904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00603/1184
Date	Aug 24, 2021
Book Page	603/1184
Instrument	202100002458

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	PAULDING, OH 45879

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 24, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	14392 ROAD 121, PAULDING, OH 45879-8904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00549/0964
Date	Jan 19, 2012
Book Page	549/0964
Instrument	201200000170

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2042

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	14392 ROAD 121, PAULDING, OH 45879-8904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00519/0513
Date	Dec 22, 2006
Book Page	519/0513
Instrument	200600004170

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	PAULDING, OH 45879

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 20, 2011

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	14392 ROAD 121, PAULDING, OH 45879-8904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00529/0618
Date	Oct 14, 2008
Book Page	529/0618
Instrument	200800003020

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	PAULDING, OH 45879

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Oct 20, 2011

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	14392 ROAD 121, PAULDING, OH 45879-8904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00533/0232
Date	Jun 8, 2009
Book Page	533/0232
Instrument	200900001831

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2039

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	14392 ROAD 121, PAULDING, OH 45879-8904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00547/2586
Date	Oct 24, 2011
Book Page	547/2586
Instrument	201100002925

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	PAULDING, OH 45879

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 24, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PAULDING OH
Recording Date	Oct 24, 2025
Property Address	14392 ROAD 121, PAULDING, OH 45879-8904
Document Number	000627/609
Book / Page	627 / 609
Instrument Date	Oct 23, 2025
Instrument	202500002703
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MAUMEE VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11747 ROAD 16K, OTTAWA, OH 45875-9481

Mortgage

Document Number	202500002704
Date	Oct 24, 2025
Instrument	202500002704

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PAULDING OH
Recording Date	Dec 19, 2007
Property Address	14392 ROAD 121, PAULDING, OH 45879-8904
Document Number	00524/2144
Book / Page	524 / 2144
Instrument Date	Dec 18, 2006
Instrument	200700003791
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14392 ROAD 121, PAULDING, OH 45879-8904

Tax Assessment & Valuation

Source: Paulding County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Emerald Township
Unified School District	Paulding Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,253.00 (+27.07%) Homeowner's exemption	$110,150 (+29.99%) Land $28,700 Building $81,450	$314,700 (+29.99%) Land $82,000 Building $232,700
2024	$2,560.00 (+2.28%) Homeowner's exemption	$84,740 (-) Land $22,090 Building $62,650
2023	$2,503.00 (-2.91%) Homeowner's exemption	$84,740 (-) Land $22,090 Building $62,650
2022	$2,578.00 Homeowner's exemption	$84,740 Land $22,090 Building $62,650	$242,100 Land $63,100 Building $179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arthur Mutual Telephone Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 121

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