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14390 Horizon Ct, Poway, CA 92064 Property Records

San Diego County property record for 14390 Horizon Ct, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 5,638 sqft · built 1990
Lot Size1.23 acres (53,579 sqft)
Owner2 Individual Names on Record
Last Sale$2,799,000 (Oct 2024)
Tax Bill$31,836 (2025)
Deeds & MortgagesOct 2020 Transfer
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN278-424-32-00

Property Details

APN / Parcel Number

Primary APN278-424-32-00

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area5,638 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area53,579 sqft
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address14390 HORIZON CT
CityPOWAY
StateCA
Zip92064-1459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD-1
Legal DescriptionLOT 32 TR 011360
Legal Subdivision4090-R POWAY
Legal Tract011360
Legal Block2
Legal Lot Number32
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2006
Census Tract17021

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14390 HORIZON CT, POWAY, CA 92064-1459
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Quit Claim Deed, Transfer
NAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA
Oct 15, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
NAVY FCU
Feb 19, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 6, 2019Grant Deed, Transfer · ARM
RECOVO MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2024 · Amount on Record
Deed SaleOct 16, 2024 · Amount on Record
Prior SaleFeb 6, 2019 · Amount on Record
Deed Document Number2024278744
Prior Transfer DateAug 13, 1993
Prior Transfer Doc0000536232
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 16, 2020
Property Address14390 HORIZON CT, POWAY, CA 92064-1459
Document Number0000629526
Instrument DateJul 31, 2020
Instrument629526
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address14390 HORIZON CT POWAY CA 920641459, POWAY, CA 92064-1459

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 15, 2020
Property Address14390 HORIZON CT, POWAY, CA 92064-1459
Document Number0000626188
Map ReferenceMAP 11360
Instrument DateJul 31, 2020
Instrument2020-0626188
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyNAVY FEDERAL TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14390 HORIZON CT, POWAY, CA 92064-1459

Mortgage

Document Number0000626189
DateOct 15, 2020
Instrument2020-0626189
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateNov 1, 2025
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change5.5%
Index5-Year CMT
Margin2
Max Rate8.5%

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 19, 2019
Property Address14390 HORIZON CT, POWAY, CA 92064-1459
Document Number0000058022
Instrument DateFeb 8, 2019
Instrument58022
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address14390 HORIZON CT POWAY CA 920641459, POWAY, CA 92064-1459

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 6, 2019
Property Address14390 HORIZON CT, POWAY, CA 92064-1459
Document Number0000043560
Map ReferenceMAP 11360
Instrument DateJan 8, 2019
Instrument2019-0043560
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14390 HORIZON CT, POWAY, CA 92064-1459

Mortgage

Document Number0000043561
DateFeb 6, 2019
Instrument2019-0043561
Lender
NameRECOVO MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049
Interest
Rate TypeAdjustable Rate
Rate7.88%
Type Change DateFeb 1, 2024
Change FrequencyAnnually
Min Rate At Change7.86%
Max Rate At Change9.86%
Index1-Year LIBOR
Max Rate12.8%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,854,980 (+2%) Land $1,020,000 Building $1,834,980
2025$31,836.00 (+64.95%) Homeowner's exemption$2,799,000 (+64.44%) Land $1,000,000 Building $1,799,000
2023$19,300.00 (+1.67%) Homeowner's exemption$1,702,118 Land $643,320 Building $1,058,798
2022$18,983.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 68% of California
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Spectrum
Cable		1,000 / 1,000
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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