Santa Barbara County property record for 1439 E Mountain Dr, Santa Barbara, CA 93108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,423 sqft · built 1985 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $17,860 (2025) |
| Deeds & Mortgages | Mar 2020 Reverse Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-100-043 |
| Primary APN | 011-100-043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,423 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 43,560 sqft |
| Pool Type | Heated Pool |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Street Address | 1439 E MOUNTAIN DR |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93108-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2E1 |
| Legal Description | PARCEL MAPS 33 PG 88 LOT B |
| Legal Subdivision | PARCEL MAP NO 13466 |
| Legal Lot Number | B |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1500 |
Source: Santa Barbara County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1439 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 27, 2020 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Mar 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Jun 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Jun 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 7, 2017 | Intrafamily Transfer, Transfer · Reverse Mortgage SYNERGY ONE LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 28, 2017 |
| Transfer Doc | 0000032413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 1439 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FNC TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|
| Document Number | 0000015800 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2020-0015800 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.32% |
| Type Change Date | Apr 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 1439 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1216 |
| Document Number | 0000015801 |
| Instrument Date | Mar 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2020 |
| Title Company | FNC TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1439 E MOUNTAIN DR SANTA BARBARA CA 931081216, SANTA BARBARA, CA 93108-1216 |
| Document Number | 0000015801 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 15801 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Mar 26, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.32% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 1439 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1216 |
| Document Number | 0000032414 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1439 E MOUNTAIN DR SANTA BARBARA CA 931081216, SANTA BARBARA, CA 93108-1216 |
| Document Number | 0000032414 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 32414 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Mortgage Company |
| Address | PO BOX 2026, FLINT, MI 48501-2026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 1439 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1216 |
| Document Number | 0000032415 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1439 E MOUNTAIN DR SANTA BARBARA CA 931081216, SANTA BARBARA, CA 93108-1216 |
| Document Number | 0000032415 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 32415 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.23% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Jul 7, 2017 |
| Property Address | 1439 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1216 |
| Document Number | 0000032413 |
| Map Reference | PM13466 MB33 PG88-89 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 2017-0032413 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FNC TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1439 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1216 |
| Document Number | 0000032414 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 2017-0032414 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.23% |
| Type Change Date | Jul 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Secondary School District | Santa Barbara Unified School District (7-12) (07 - 12) |
| Elementary School District | Montecito Union Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,609,252 (+2%) Land $597,427 Building $1,011,825 | |
| 2025 | $17,860.00 (+3.51%) Homeowner's exemption Additional exemption filed | $1,577,699 (+4.04%) Land $585,713 Building $991,986 |
| 2023 | $17,255.00 (+1.27%) Homeowner's exemption Additional exemption filed | $1,516,437 Land $562,970 Building $953,467 |
| 2022 | $17,039.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 49 units insured incl. 2 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 23 of 27 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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