1439 Cardinal St, Lodi, CA 95242 Property Records

San Joaquin County property record for 1439 Cardinal St, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1966
Lot Size	0.139 acres (6,050 sqft)
Owner	Trust Name on File
Tax Bill	$1,636 (2026)
Deeds & Mortgages	Jul 2021 Transfer Jul 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`031-050-240-000`

Property Details

APN / Parcel Number

Primary APN	`031-050-240-000`
Alternative APN	`031-050-24`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,050 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	031-050-24
Street Address	1439 CARDINAL ST
City	LODI
State	CA
Zip	95242-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 720 LOT 24
Legal Subdivision	LA RUTH PARK
Legal Tract	720
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2012
Census Tract	4309

Owner

1439 Cardinal St is owner-occupied and held in a trust since July 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	1439 CARDINAL ST, LODI, CA 95242-3808
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Intrafamily Transfer, Transfer
Jul 19, 2018	Deed of Trust, Mortgage MOKELUMNE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 12, 2021
Transfer Doc	0000121108
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 20, 2021
Property Address	1439 CARDINAL ST, LODI, CA 95242-3808
Document Number	0000121108
Map Reference	VOL 17 PG 52
Instrument Date	Jul 12, 2021
Instrument	2021-121108
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 CARDINAL ST, LODI, CA 95242-3808

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1439 CARDINAL ST, LODI, CA 95242-3808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE PINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079826
Date	Jul 19, 2018
Instrument	2018-079826

Lender

Name	MOKELUMNE FCU
Type	Credit Union
Address	LODI, CA 95241

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 30, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 1439 Cardinal St was $1,636 with a homeowner's exemption, up 0.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,636.00 (+0.37%)
2025	$1,630.00 Homeowner's exemption	$156,324 Land $82,760 Building $73,564
2023	$1,564.00 (+2.36%) Homeowner's exemption	$150,256 Land $79,548 Building $70,708	$379,350
2022	$1,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1439 Cardinal St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1439 Cardinal St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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