1439 Bratcher Ln, Vine Grove, KY 40175 Property Records

Hardin County property record for 1439 Bratcher Ln, Vine Grove, KY 40175

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2025)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Apr 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-00-00-023`

Property Details

APN / Parcel Number

Primary APN	`037-00-00-023`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	1439 BRATCHER LN
City	VINE GROVE
State	KY
Zip	40175-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	1
Census Block	1005
Census Tract	903

Owner

1439 Bratcher Ln is owned and occupied by an individual who bought it in April 2025.

Source: Hardin County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1439 BRATCHER LN, VINE GROVE, KY 40175-9608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Apr 21, 2025	Deed of Trust, Mortgage · FHA Mortgage SOUTH CENTRAL BANK
Sep 10, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2025 · Amount on File
Deed Sale	Apr 21, 2025 · Amount on File
Prior Sale	Oct 2, 2012 · Amount on File
Deed Book / Page	1582 / 1157
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1439 BRATCHER LN, VINE GROVE, KY 40175-9608
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 BRATCHER LN, VINE GROVE, KY 40175-9608

Mortgage

Document Number	002560/445
Date	Apr 21, 2025
Book Page	2560/445

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	May 1, 2035

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1439 BRATCHER LN, VINE GROVE, KY 40175-9608
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5819 MEDTREE PL, LOUISVILLE, KY 40229-2242

Mortgage

Document Number	002560/424
Date	Apr 21, 2025
Book Page	2560/424

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Sep 10, 2024
Property Address	1439 BRATCHER LN, VINE GROVE, KY 40175-9608
Document Number	001573/850
Book / Page	1573 / 850
Instrument Date	Aug 23, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	951 LODIBURG RAYMOND RD, WEBSTER, KY 40176-5204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 485, BRANDENBURG, KY 40108-0485
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1439 Bratcher Ln was $1,240.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00	$125,000 Land $48,000 Building $77,000	$125,000 Land $48,000 Building $77,000
2023		$93,000 Land $19,000 Building $74,000	$93,000 Land $19,000 Building $74,000
2021	$941.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1439 Bratcher Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1439 Bratcher Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Bratcher Ln

Nearby Streets

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