1439 Bern Ln, Spring Hill, FL 34608 Property Records

Hernando County property record for 1439 Bern Ln, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,348 sqft · built 1980
Lot Size	0.245 acres (10,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Mar 2026)
Tax Bill	$1,792 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0332-0090`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0332-0090`
Alternative APNs	`00258278` `258278`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
Gross Area	2,036 sqft
1st Floor Area	1,348 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,658 sqft (0.245 acres)
Lot Dimensions	125 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	208 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00258278
Street Address	1439 BERN LN
City	SPRING HILL
State	FL
Zip	34608-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 332 LOT 9 ORB 295 PG 257
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 7
Legal Block	332
Legal Lot Number	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1030
Census Tract	41104

Owner

Source: Hernando County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14115 LAWRENCE ST, SPRING HILL, FL 34609-8973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC
Mar 10, 2026	Warranty Deed, Transfer · Loan Assumption RP FUNDING INC
Nov 6, 2020	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Nov 5, 2019	Special Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCEPTANCE CORP
Sep 10, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	202615840
Deed Book / Page	4679 / 1196
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	0036210315
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1439 BERN LN, SPRING HILL, FL 34608-5406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 BERN LN, SPRING HILL, FL 34608-5406

Mortgage

Document Number	0041181290
Date	Jan 26, 2022
Book Page	4118/1290
Instrument	2022006906

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 10, 2026
Property Address	1439 BERN LN, SPRING HILL, FL 34608-5406
Document Number	0046791196
Book / Page	4679 / 1196
Map Reference	MB 8 PG 11-24
Instrument Date	Feb 27, 2026
Instrument	2026015840
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	EVERGREEN TITLE SERVICES LLC, EVERGREEN STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7733 FLMHURST AVENUE, RANCHO CUCAMONGA, CA 91730

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14115 LAWRENCE ST, SPRING HILL, FL 34609-8973

Mortgage

Document Number	0046791199
Date	Mar 10, 2026
Instrument	4679/1199

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	1439 BERN LN, SPRING HILL, FL 34608-5406
Document Number	0039090475
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 BERN LN SPRING HILL FL 346085406, SPRING HILL, FL 34608-5406

Mortgage

Document Number	0039090475
Date	Nov 6, 2020
Book Page	003909/000475
Instrument	69772

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 5, 2019
Property Address	1439 BERN LN, SPRING HILL, FL 34608-5406
Document Number	0037700868
Book / Page	3770 / 0868
Map Reference	MB 8 PG 11-24
Instrument Date	Oct 29, 2019
Instrument	2019069906
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BUYERS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 BERN LN, SPRING HILL, FL 34608-5406

Mortgage

Document Number	0003770870
Date	Nov 5, 2019
Instrument	3770/870

Lender

Name	RESIDENTIAL ACCEPTANCE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 10, 2018
Property Address	1439 BERN LN, SPRING HILL, FL 34608-5406
Document Number	0036210315
Book / Page	003621 / 000315
Instrument Date	Aug 21, 2018
Instrument	54675
Transaction Type	Foreclosure
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,792.00 (+67.63%) Homeowner's exemption	$116,537 (+5.99%)	$182,298 (+6.47%) Land $40,500 Building $141,798
2023		$109,954 (+3%) Land $109,954
2022	$1,069.00 Homeowner's exemption	$106,751	$171,228 Land $31,974 Building $139,254

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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