San Bernardino County property record for 14388 Choco Rd, Apple Valley, CA 92307 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,115 sqft Living Area |
| Lot Size | 32,000 sqft (0.735 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $495,000 (2023) |
| Tax Bill | $5,936.00 (2025) |
Source: San Bernardino County records · APN 3112-066-04-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14388 CHOCO RD, APPLE VALLEY, CA 92307-5560 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jan 03, 2023 | Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU |
| Jul 31, 2019 | Grant Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2023 · Amount on Record |
| Deed Sale | Jan 03, 2023 · Amount on Record |
| Prior Sale | Jul 31, 2019 · Amount on Record |
| Deed Doc Number | 20231163 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 14388 CHOCO RD, APPLE VALLEY, CA 92307-5560 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 14388 CHOCO RD, APPLE VALLEY, CA 92307-5560 |
| Document Number | 0000164485 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-0164485 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 03, 2023 |
| Property Address | 14388 CHOCO RD, APPLE VALLEY, CA 92307-5560 |
| Document Number | 0000001163 |
| Map Reference | MB 68 PG 89-91 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2023-0001163 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2023 |
| Title Company | CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 14388 CHOCO RD, APPLE VALLEY, CA 92307-5560 |
| Document Number | 0000001164 |
|---|---|
| Date | Jan 03, 2023 |
| Instrument | 2023-0001164 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 31, 2019 |
| Property Address | 14388 CHOCO RD, APPLE VALLEY, CA 92307-5560 |
| Document Number | 0000259065 |
| Map Reference | MB 68 PG 89-91 |
| Instrument Date | Jul 02, 2019 |
| Instrument | 2019-0259065 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE INLAND EMPIRE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14388 CHOCO RD, APPLE VALLEY, CA 92307-5560 |
| Document Number | 0000259066 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 2019-0259066 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $525,298 (+2%) Land $105,060 Building $420,238 | |
| 2025 | $5,936.00 (+53.9%) | $514,998 (+53.1%) Land $103,000 Building $411,998 |
| 2023 | $3,857.00 (+1.58%) Homeowner's exemption | $336,377 Land $67,275 Building $269,102 |
| 2022 | $3,797.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 3112-066-04-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,115 sqft Living Area |
| Gross Area | 2,668 sqft Gross Area |
| 1st Floor | 2,115 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Modern Style |
| Construction Type | Frame Construction |
| Roof Material | Tile Roof |
| Lot Area | 32,000 sqft (0.735 acres) |
| Depth X Width | 200 ft x 160 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 553 sqft Garage |
| Porch Area | 1,088 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Water Source | Commercial Water Source |
| Street Address | 14388 CHOCO RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-5560 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 5644 LOT 42 TRACT NO 5644 LOT 42 EX 1/2 1NT M1N RTS AND EX WATER RTS |
| Legal Subdivision | TRACT NO 5644 |
| Legal Tract | 5644 |
| Legal Block | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | SAN BERNARDINO CA |
| Minor Civil Division | VICTORVILLE-HESPERIA |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 9723 |
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