14385 Dry Fork Rd, Festus, MO 63028 Property Records

Jefferson County property record for 14385 Dry Fork Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,494 sqft · built 1985
Lot Size	3.83 acres (166,835 sqft)
Owner	Individual Name on Record
Last Sale	$221,100 (Dec 2024)
Tax Bill	$1,525 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-4.0-20.0-0-000-002.01`

Property Details

APN / Parcel Number

Primary APN	`22-4.0-20.0-0-000-002.01`
Alternative APN	`2240200 00201`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,494 sqft Living Area
1st Floor Area	1,294 sqft
Basement Area	1,294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	166,835 sqft
Garage Type	Detached
Garage Area	480 sqft

Exterior Amenities

Porch	Open Brick Porch
Porch Area	386 sqft
Deck Area	Deck Area
Patio Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	14385 DRY FORK RD
City	FESTUS
State	MO
Zip	63028-4938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	PT NE1/4 NE1/4
Legal Block	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2063
Census Tract	701403

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14329 DRY FORK RD, FESTUS, MO 63028-4938
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Oct 6, 2021 · Amount on Record
Deed Document Number	202431883
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 6, 2021
Property Address	14385 DRY FORK RD, FESTUS, MO 63028-4938
Document Number	2021R044097
Instrument Date	Sep 30, 2021
Instrument	2021R-044097
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14385 DRY FORK RD, FESTUS, MO 63028-4938

Mortgage

Document Number	2021R044098
Date	Oct 6, 2021
Instrument	2021R-044098

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	14385 DRY FORK RD, FESTUS, MO 63028-4938
Document Number	0000000418
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	14385 DRY FORK RD FESTUS MO 630284938, FESTUS, MO 63028-4938

Mortgage

Document Number	0000000418
Date	Jan 2, 2020
Instrument	418

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,900 (-) Land $3,000 Building $21,900	$130,800 (-) Land $15,800 Building $115,000
2025	$1,525.00 (+5.1%)	$24,900 (+6.41%) Land $3,000 Building $21,900	$130,800 (-) Land $15,800 Building $115,000
2024	$1,451.00 (+0.07%)		$130,800 (+6.08%) Land $15,800 Building $115,000
2023	$1,450.00	$23,400 Land $3,000 Building $20,400	$123,300 Land $15,800 Building $107,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20

May also be available: Lightwave Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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