Lee County property record for 14381 Cove Ct, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,292 sqft · built 2017 |
| Lot Size | 0.294 acres (12,806 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $780,000 (Sep 2018) |
| Tax Bill | $9,628 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-46-26-L2-07000.1960 |
| Primary APN | 28-46-26-L2-07000.1960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,292 sqft Living Area |
| Gross Area | 5,403 sqft |
| 1st Floor Area | 2,852 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 12,806 sqft (0.294 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 642 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 469 sqft |
| Patio Area | 1,048 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10571359 |
|---|---|
| Street Address | 14381 COVE CT |
| City | ESTERO |
| State | FL |
| Zip | 33928-9163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | CORKSCREW SHORES PHASES 3 - 5 AS DESC IN INST# 2015000198603 LOT 196 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 28 |
| Legal Subdivision | CORKSCREW SHORES |
| Legal Tract | L2 |
| Legal Block | 1 |
| Legal Lot Number | 196 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 50312 |
14381 Cove Ct is owned and occupied by two individuals who acquired it in March 2022.
Source: Lee County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14381 COVE CT, ESTERO, FL 33928-9163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 7, 2018 | Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA |
| Jan 4, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SANIBEE CAPTIVA COMMUNITY |
| Jul 19, 2017 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2018 · Amount on File |
| Deed Sale | Sep 7, 2018 · Amount on File |
| Prior Sale | Jan 4, 2018 · Amount on File |
| Deed Document Number | 2018215654 |
| Last Transfer Date | Mar 14, 2022 |
| Transfer Doc | 0000084181 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 14, 2022 |
| Property Address | 14381 COVE CT, ESTERO, FL 33928-9163 |
| Document Number | 0000084181 |
| Map Reference | DOC 2015000198603 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2022000084181 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14381 COVE CT, ESTERO, FL 33928-9163 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 14381 COVE CT, ESTERO, FL 33928-9163 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 14381 COVE CT, ESTERO, FL 33928-9163 |
| Document Number | 0000225368 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021000225368 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Sep 7, 2018 |
| Property Address | 14381 COVE CT, ESTERO, FL 33928-9163 |
| Document Number | 0000215654 |
| Map Reference | DOC2015000198603 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 2018000215654 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 260 W BROADWAY LONG BCH4A, 260, LONG BEACH, NY 11561-3902 |
| Name | Verified Name |
|---|---|
| Address | 14381 COVE CT, ESTERO, FL 33928-9163 |
| Document Number | 0000215655 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 2018000215655 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jan 4, 2018 |
| Property Address | 14381 COVE CT, ESTERO, FL 33928-9163 |
| Document Number | 0000003900 |
| Map Reference | DOC2015000198603 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 2018000003900 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | PGP TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,124.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24311 WALDEN CENTER DR # DR300, 24311, BONITA SPRINGS, FL 34134-4937 |
| Name | Verified Name |
|---|---|
| Address | 260 W BROADWAY APT 4A, 4A, LONG BEACH, NY 11561-3907 |
| Document Number | 0000003901 |
|---|---|
| Date | Jan 4, 2018 |
| Instrument | 2018000003901 |
| Name | SANIBEE CAPTIVA COMMUNITY |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jul 19, 2017 |
| Property Address | 14381 COVE CT, ESTERO, FL 33928-9163 |
| Document Number | 0000155810 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 155810 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,882.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 24311 WALDEN CENTER DR #300 BONITA SPRINGS FL 341344937, 300, BONITA SPRINGS, FL 34134-4937 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 14381 Cove Ct was $9,628 with a homeowner's exemption.
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,628.00 Homeowner's exemption | $741,975 | $1,002,992 Land $250,118 Building $752,874 |
| 2023 | $9,060.00 (+1.04%) Homeowner's exemption | $700,062 (+3%) | $1,076,575 (+23.11%) Land $226,258 Building $850,317 |
| 2022 | $8,967.00 Homeowner's exemption | $679,672 | $874,511 Land $197,715 Building $676,796 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14381 Cove Ct in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 124 condo units |
| Nearby Flood Claims | 42 (1981–2024) |
| Claims Outside the SFHA | 9 of 42 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14381 Cove Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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