14381 48th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 14381 48th St, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,204 sqft · built 1997
Lot Size6.21 acres (270,508 sqft)
Owner2 Individual Names on File
Tax Bill$2,939 (2024)
Deeds & MortgagesAug 2020 Line of Credit
Feb 2019 Sale
Flood ZoneZone X (minimal risk)
APN29-01S-13E-04747-001010

Property Details

APN / Parcel Number

Primary APN29-01S-13E-04747-001010
Alternative APN
  • 04747001010

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,204 sqft Living Area
1st Floor Area2,204 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl
Lot Area270,508 sqft (6.21 acres)
Patio Area136 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number04747001010
Street Address14381 48TH ST
CityLIVE OAK
StateFL
Zip32060-8212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 6.21 ACRES COMM AT SW COR OF SW 1/4 & RUN E 105 FT TO POB RUN N 458.40 FT E 386.22 FT S 462.09 FT W 384.11 FT TO POB &
Legal Range13E
Legal Township01S
Legal Section29
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group3
Census Block3049
Census Tract970200

Owner

14381 48th St is owned and occupied by two individuals who acquired it in February 2019.

Source: Suwannee County records, as of February 2, 2026

Owner of Record2 Individual Names on File
Co-owner2 Co-owners on File
Mailing Address14381 48TH ST, LIVE OAK, FL 32060-8212
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2020Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL BANK
Feb 8, 2019Grant Deed, Transfer

Assessor's Deed Record

Deed Names4 Names on Deed
Last Transfer DateFeb 8, 2019
Transfer Doc0000211752
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address14381 48TH ST, LIVE OAK, FL 32060-8212
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address14381 48TH ST, LIVE OAK, FL 32060-8212

Mortgage

Document Number0000228399
DateAug 3, 2020
Book Page2202/125
Instrument2020228399
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressLIVE OAK, FL 32064
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 1, 2030
Interest
Rate TypeAdjustable Rate

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUWANNEE FL
Recording DateFeb 8, 2019
Property Address14381 48TH ST, LIVE OAK, FL 32060-8212
Document Number0000211752
Book / Page002099 / 000457
Instrument DateFeb 4, 2019
Instrument211752
Transaction TypeTransfer
Record UpdatedMar 20, 2019

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address14381 48TH ST LIVE OAK FL 320608212, LIVE OAK, FL 32060-8212

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$232,067$324,161 Land $51,543 Building $272,618
2024$2,939.00 (+2.23%)
2023$2,875.00 (+2.39%) Homeowner's exemption$209,593 (+2.67%)$290,445 (+21.69%) Land $41,917 Building $248,528
2022$2,808.00 Homeowner's exemption$204,133$238,674 Land $37,881 Building $200,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14381 48th St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims31 (1980–2012)
Claims Outside the SFHA18 of 31
Most Recent ClaimJun 2012 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 10 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14381 48th St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Windstream
DSL
50 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 48th St

Nearby Streets

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