1438 Wickham Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 1438 Wickham Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,183 sqft
Lot Size	15.3 acres (670,388 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,514 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84 42B1`

Property Details

APN / Parcel Number

Primary APN	`84 42B1`
Alternative APNs	`30975` `29491`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,183 sqft Living Area
1st Floor Area	958 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	670,388 sqft (15.3 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	29491
Street Address	1438 WICKHAM RD
City	BUMPASS
State	VA
Zip	23024-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENSON CREEK PB 9/63 PARCEL B1 DB 1443/306 15.391 AC
Legal Subdivision	HENSON CREEK
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1010
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1438 WICKHAM RD, BUMPASS, VA 23024-3438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CU INC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1438 WICKHAM RD, BUMPASS, VA 23024-3438
Transaction Type	Mortgage
Record Updated	Aug 23, 2023
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001909/489
Date	Jul 24, 2023
Book Page	1909/489
Instrument	202300006464

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 28, 2033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1438 WICKHAM RD, BUMPASS, VA 23024-3438
Document Number	0000012875
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 WICKHAM RD BUMPASS VA 230243438, BUMPASS, VA 23024-3438

Mortgage

Document Number	0000012875
Date	Dec 18, 2020
Book Page	001723/000616
Instrument	12875

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,796 (+14.5%) Land $107,100 Building $133,696	$240,796 (+14.5%) Land $107,100 Building $133,696
2025	$1,514.00 (-1.56%)	$210,300 (+6.53%) Land $85,200 Building $125,100	$210,300 (+6.53%) Land $85,200 Building $125,100
2024	$1,538.00 (+68.83%)
2023		$197,400 Land $87,000 Building $110,400
2022	$911.00		$197,400 Land $87,000 Building $110,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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