Albany County and Guilderland Town property record for 1438 Western Ave, Albany, NY 12203
| Property Type | Professional Building (Legal, Insurance, Real Estate, Business) |
|---|---|
| Details | 3,600 sqft · built 2020 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,100,000 (Aug 2022) |
| Tax Bill | $19,621 (2026) |
| Deeds & Mortgages | Oct 2020 Loan Modification Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 52.20-4-5 |
| Primary APN | 013089 52.20-4-5 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,600 sqft Gross Area |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05202000040050000000 |
|---|---|
| Street Address | 1438 WESTERN AVE |
| City | ALBANY |
| State | NY |
| Zip | 12203-3421 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business) |
| Local Zoning Code | LB |
| Legal Block | 4 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 14609 |
1438 Western Ave, a commercial property, is owned by two individuals who bought it in August 2022.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1011 RUGBY RD, SCHENECTADY, NY 12308 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2020 | Loan Modification, Mortgage SARATOGA NAT'L BK & TR |
| Aug 7, 2019 | Deed of Trust, Mortgage CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on File |
| Deed Sale | Aug 2, 2022 · Amount on File |
| Deed Document Number | 202218038 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 1438 WESTERN AVE, ALBANY, NY 12203-3421 |
| Document Number | 0000025585 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1366 GUILDERLAND NY 120841366, GUILDERLAND, NY 12084-1366 |
| Document Number | 0000025585 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 25585 |
| Name | SARATOGA NAT'L BK & TR |
|---|---|
| Type | Bank |
| Address | 171 S BROADWAY, SARATOGA SPRINGS, NY 12866-4532 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 1438 WESTERN AVE, ALBANY, NY 12203-3421 |
| Document Number | 0000017072 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | MERIDIAN RESEARCH GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 255 BRIARWOOD CT ALBANY NY 122036113, ALBANY, NY 12203-6113 |
| Document Number | 0000017072 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 17072 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | 4 WINNERS CIR, ALBANY, NY 12205-1121 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1438 Western Ave was $19,621, up 3.7% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,621.00 (+3.67%) | ||
| 2025 | $18,927.00 | $613,000 Land $300,000 Building $313,000 | $817,333 Land $400,000 Building $417,333 |
| 2023 | $613,000 (-) Land $300,000 Building $313,000 | $721,176 (+7.06%) Land $352,941 Building $368,235 | |
| 2022 | $613,000 Land $300,000 Building $313,000 | $673,626 Land $329,670 Building $343,956 | |
| 2021 | $27,946.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1438 Western Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1438 Western Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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