1438 Summit Ave, Aurora, IL 60505 Property Records

Kane County property record for 1438 Summit Ave, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 712 sqft · built 1927
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on Record
Last Sale	$121,000 (Jan 2019)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-25-103-021`

Property Details

APN / Parcel Number

Primary APN	`15-25-103-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	712 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	712 sqft
Basement Area	712 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	1438 SUMMIT AVE
City	AURORA
State	IL
Zip	60505-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N S WERMES SUBDN : PT LOT 2 & LOT 21 BLK 2 LOT DIMENSIONS: 50 X 135 APPROX LOT SQ FT 6750 SUBDIVISION: WERMES SUBDN RANGE CODE: 001
Legal Subdivision	WERMES SUBDN
Legal Block	2
Legal Lot Number	2,21
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2011
Census Tract	854402

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1438 SUMMIT AVE, AURORA, IL 60505-4545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 14, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 10, 2017	Deed of Trust, Mortgage JOYCE CIKESH
Nov 9, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Prior Sale	Nov 9, 2017 · Amount on Record
Deed Document Number	20191758
Prior Transfer Date	Sep 15, 2004
Prior Transfer Doc	0000147174
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1438 SUMMIT AVE, AURORA, IL 60505-4545
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 SUMMIT AVE, AURORA, IL 60505-4545

Mortgage

Document Number	0000002845
Date	Jan 14, 2022
Instrument	2022K002845

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 14, 2019
Property Address	1438 SUMMIT AVE, AURORA, IL 60505-4545
Document Number	0000001758
Instrument Date	Dec 31, 2018
Instrument	2019K001758
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CARRINGTON TITLE PARTNERS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10517 OCEAN HWY UNIT 4, 10517, PAWLEYS ISLAND, SC 29585-7920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 SUMMIT AVE, AURORA, IL 60505-4545
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001759
Date	Jan 14, 2019
Instrument	2019K001759

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1438 SUMMIT AVE, AURORA, IL 60505-4545
Document Number	0000061969
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10517 OCEAN HWY #4 PAWLEYS ISLAND SC 295857920, 4, PAWLEYS ISLAND, SC 29585-7920

Mortgage

Document Number	0000061969
Date	Nov 28, 2017
Instrument	61969

Lender

Name	JOYCE CIKESH
Address	46 COTTAGE DR, MURRELLS INLET, SC 29576-7877

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Nov 27, 2024

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 9, 2017
Property Address	1438 SUMMIT AVE, AURORA, IL 60505-4545
Document Number	0000059010
Instrument Date	Oct 27, 2017
Instrument	59010
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$91.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	529 FINLEY CT BATAVIA IL 605108686, BATAVIA, IL 60510-8686

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00 (+33.65%) Homeowner's exemption	$36,901 (+45.13%) Land $6,264 Building $30,637	$110,747 (+45.18%) Land $18,800 Building $91,948
2022	$1,168.00 (+2.82%) Homeowner's exemption	$25,427 (+7.41%) Land $4,668 Building $20,759	$76,281 (+7.41%) Land $14,004 Building $62,277
2021	$1,136.00 Homeowner's exemption	$23,673 Land $4,346 Building $19,327	$71,019 Land $13,038 Building $57,981

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA COMMUNITY WATER ASSN private · serves 150 people · EPA ID IL0895750
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	AURORA
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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