Cameron County property record for 1438 Summerfield Ln, Harlingen, TX 78550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,385 sqft · built 2000 |
| Lot Size | 0.2 acres (8,692 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,900 (Jul 2008) |
| Tax Bill | $2,601 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 184051-0020-033000 |
| Primary APN | 184051-0020-033000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| Gross Area | 1,825 sqft |
| 1st Floor Area | 1,385 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,692 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 774 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1438 SUMMERFIELD LN |
|---|---|
| City | HARLINGEN |
| State | TX |
| Zip | 78550-3565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-C |
| Legal Description | SUMMERFIELD ESTATES NO 2 LOT 33 BLK 2 (CAB 1 SLOT 1666-A CCMR) |
| Legal Subdivision | SUMMERFIELD ESTATES NO 2 SUBD (CAB 1 SL |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | HARLINGEN-SAN BENITO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10204 |
Source: Cameron County assessment roll, APN 184051-0020-033000, as of August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1438 SUMMERFIELD LN, HARLINGEN, TX 78550-3565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU |
| Feb 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 21, 2008 · Amount on Record |
| Deed Sale | Jul 21, 2008 · Amount on Record |
| Prior Sale | Jun 04, 2003 · Amount on Record |
| Deed Document Number | 200833698 |
| Deed Book / Page | 15267 / 197 |
| Prior Transfer Date | Jul 17, 2008 |
| Prior Transfer Doc | 15267/197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 1438 SUMMERFIELD LN, HARLINGEN, TX 78550-3565 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Title Company | UNKNOWN, SSTC |
| Name | Verified Name |
|---|---|
| Address | 1438 SUMMERFIELD LN, HARLINGEN, TX 78550-3565 |
| Document Number | 0202541026 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025-41026 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Dec 01, 2040 |
| Change Frequency | Monthly |
| Index | 5-Year CMT |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 1438 SUMMERFIELD LN, HARLINGEN, TX 78550-3565 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2022 |
| Title Company | SSTC |
| Name | Verified Name |
|---|
| Document Number | 0202206723 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022-06723 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2037 |
Source: Cameron County assessment roll as of August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Municipality | Harlingen City |
| Unified School District | Harlingen Consolidated Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,788 (+1%) | $222,100 (+18.72%) Land $56,063 Building $166,037 | |
| 2025 | $2,601.00 (-40.01%) Homeowner's exemption | $187,080 (-8.69%) Land $56,063 Building $131,017 | $187,080 (-8.69%) Land $56,063 Building $131,017 |
| 2023 | $4,336.00 (+55.3%) Additional exemption filed | $204,893 Land $39,549 Building $165,344 | $204,893 Land $39,549 Building $165,344 |
| 2022 | $2,792.00 |
Source: FEMA National Flood Hazard Layer, Cameron County (48061C), as of July 18, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480610102041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 116 policies |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 5 (2025) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2025 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 538 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Valley Telephone Cooperative, Inc. (TX) Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Innercity Fibernet Fixed Wireless · Fiber in parts of the area | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Metronet Holdings.
Source: EPA Safe Drinking Water Information System, water system TX0310002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARLINGEN WATER WORKS SYSTEM serves 85,900 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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