1438 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1438 State St, Schenectady, NY 12304

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3 bd · 2 ba · 2,233 sqft · built 1900
Lot Size0.095 acres (4,160 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Jan 2005)
Tax Bill$5,381 (2026)
Flood ZoneZone X (minimal risk)
APN421500 49.68-1-10

Property Details

APN / Parcel Number

Primary APN421500 49.68-1-10
Alternative APN
  • 150004906800010100000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,233 sqft Total Area
1st Floor Area1,324 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,160 sqft (0.095 acres)
Lot Dimensions130 ft deep x 32 ft wide
PorchSlab
Porch Area756 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1438 STATE ST
CitySCHENECTADY
StateNY
Zip12304-2823
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal Description2 WOOD AND GARAGE
Legal Block1
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1009
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1438 STATE ST, SCHENECTADY, NY 12304-2823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2005 · Amount on Record
Deed SaleJan 21, 2005 · Amount on Record
Deed Book / Page1697 / 492
Prior Transfer DateNov 28, 1995
Prior Transfer Doc1485000217
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,381.00 (+3.14%) Homeowner's exemption
2025$5,217.00 (+16.79%)$96,100 (-) Land $14,400 Building $81,700$159,132 (+30.82%) Land $23,845 Building $135,287
2023$96,100 (-) Land $14,400 Building $81,700$121,646 (+3.8%) Land $18,228 Building $103,418
2022$96,100 Land $14,400 Building $81,700$117,195 Land $17,561 Building $99,634
2021$4,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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