Ramsey County property record for 1438 Pascal St N, Saint Paul, MN 55108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,204 sqft · built 1926 |
| Lot Size | 0.115 acres (4,995 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Dec 2022) |
| Tax Bill | $5,874 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-29-23-31-0133 |
| Primary APN | 22-29-23-31-0133 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Basement Area | 530 sqft |
| Finished Basement | 530 sqft |
| Family Room | Family Room |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Lot Area | 4,995 sqft (0.115 acres) |
| Lot Dimensions | 135 ft deep x 37 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 493219 |
|---|---|
| Street Address | 1438 PASCAL ST N |
| City | SAINT PAUL |
| State | MN |
| Zip | 55108-2437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANKSONS COMO PARK,ADDITION LOT 39 BLK 14 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 22 |
| Legal Subdivision | FRANKSONS COMO PARK,ADDITION |
| Legal Block | 14 |
| Legal Lot Number | 39 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 30201 |
1438 Pascal St N is owned and occupied by two individuals who bought it in December 2022.
Source: Ramsey County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1438 PASCAL ST N, SAINT PAUL, MN 55108-2437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Dec 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2022 · Amount on File |
| Deed Sale | Dec 16, 2022 · Amount on File |
| Prior Sale | Dec 15, 2022 · Amount on File |
| Deed Document Number | 20222746712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 5, 2026 |
| Property Address | 1438 PASCAL ST N, SAINT PAUL, MN 55108-2437 |
| Document Number | 0002821164 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20262821164 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0002821164, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 20262821164 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 16, 2022 |
| Property Address | 1438 PASCAL ST N, SAINT PAUL, MN 55108-2437 |
| Document Number | 0T02746712 |
| Instrument Date | Dec 15, 2022 |
| Instrument | T02746712 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2022 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1438 PASCAL ST N, SAINT PAUL, MN 55108-2437 |
| Document Number | 0T02746713 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | T02746713 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jan 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
The 2025 property tax bill for 1438 Pascal St N was $5,874 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,900 Land $60,000 Building $355,900 | $415,900 Land $60,000 Building $355,900 | |
| 2025 | $5,874.00 | ||
| 2023 | $6,428.00 Homeowner's exemption | $364,800 Land $60,000 Building $304,800 | $364,800 Land $60,000 Building $304,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1438 Pascal St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1438 Pascal St N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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