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1438 Osprey Ridge Dr, Eustis, FL 32736 Property Records

Lake County property record for 1438 Osprey Ridge Dr, Eustis, FL 32736

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,820 sqft · built 2017
Lot Size0.207 acres (9,010 sqft)
Owner2 Individual Names on Record
Last Sale$234,990 (Dec 2017)
Tax Bill$3,303 (2024)
Deeds & MortgagesSep 2020 Mortgage
Sep 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-19-27-0250-000-05300

Property Details

APN / Parcel Number

Primary APN06-19-27-0250-000-05300
Alternative APNs
  • 271906025000005300
  • 3849770

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,820 sqft Living Area
Gross Area2,260 sqft
1st Floor Area1,820 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,010 sqft (0.207 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3849770
Street Address1438 OSPREY RIDGE DR
CityEUSTIS
StateFL
Zip32736-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSPRING RIDGE ESTATES PB 58 PG 28-30 LOT 53 ORB 5034 PG 1803 ORB 5543 PG 207
Legal Range27E
Legal Township19S
Legal Section6
Legal SubdivisionSPRING RIDGE ESTATES
Legal TractA-H
Legal Block1
Legal Lot Number53
JurisdictionLAKE FL
Township / Civil DivisionEUSTIS
Census Block Group1
Census Block1030
Census Tract30203

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1438 OSPREY RIDGE DR, EUSTIS, FL 32736-2510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2020Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW CMNTY CAP LLC
Sep 15, 2020Intrafamily Transfer, Transfer
WFG LENDER SERVICES
Dec 1, 2017Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2017 · Amount on Record
Deed SaleDec 1, 2017 · Amount on Record
Prior SaleSep 6, 2016 · Amount on Record
Deed Document Number2017128346
Deed Book / Page5034 / 1803
Last Transfer DateSep 2, 2020
Transfer Doc0055430207
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address1438 OSPREY RIDGE DR, EUSTIS, FL 32736-2510
Document Number0055391478
Instrument DateSep 2, 2020
Transaction TypeMortgage
Record UpdatedOct 9, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1438 OSPREY RIDGE DR EUSTIS FL 327362510, EUSTIS, FL 32736-2510

Mortgage

Document Number0055391478
DateSep 9, 2020
Book Page005539/001478
Instrument99184
Lender
NameLAKEVIEW CMNTY CAP LLC
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 8, 2050

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateSep 15, 2020
Property Address1438 OSPREY RIDGE DR, EUSTIS, FL 32736-2510
Document Number0055430207
Book / Page5543 / 207
Map ReferenceMB 58 PG 28-30
Instrument DateSep 2, 2020
Instrument2020101726
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyWFG LENDER SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1438 OSPREY RIDGE DR, EUSTIS, FL 32736-2510

December 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateDec 1, 2017
Property Address1438 OSPREY RIDGE DR, EUSTIS, FL 32736-2510
Document Number0050341803
Book / Page5034 / 1803
Map ReferenceMB 58 PG 28-30
Instrument DateNov 30, 2017
Instrument2017128346
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 28, 2022
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2020 LAKEMONT AVE450, 2020, ORLANDO, FL 32814

Transferred To (Grantee/Buyer)

NameVerified Name
Address1438 OSPREY RIDGE DR, EUSTIS, FL 32736-2510

Mortgage

Document Number2017128347
DateDec 1, 2017
Instrument2017128347
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityEustis City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$218,240 (+2.9%)$285,134 (-) Land $100,800 Building $184,334
2025$212,090 (+5.98%) Land $100,800 Building $111,290$285,134 (-2.51%) Land $100,800 Building $184,334
2024$3,303.00 (+4.62%)
2023$3,157.00 (+1.74%) Homeowner's exemption$200,120 (+3%)$292,481 (+23.68%) Land $100,800 Building $191,681
2022$3,103.00 Homeowner's exemption$194,300$236,481 Land $44,800 Building $191,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2018–2025)
Most Recent ClaimOct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUSTIS, CITY OF (4 WTPS)
serves 39,721 people · EPA ID FL3350346
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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