1438 Moose Pass, Festus, MO 63028 Property Records

Jefferson County property record for 1438 Moose Pass, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,611 sqft · built 2003
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$381,577 (Jan 2022)
Tax Bill	$2,277 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181.012.00007130`

Property Details

APN / Parcel Number

Primary APN	`181.012.00007130`
Alternative APN	`1810120 007130`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,611 sqft Living Area
Gross Area	2,163 sqft
1st Floor Area	1,611 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	552 sqft
Porch	Open Frame Porch
Porch Area	36 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1438 MOOSE PASS
City	FESTUS
State	MO
Zip	63028-2375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	NORTHWOODS 3 LOT 80
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	NORTHWOODS 3
Legal Block	3
Legal Lot Number	80
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3021
Census Tract	700900

Owner

1438 Moose Pass is owned and occupied by two individuals who bought it in January 2022.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1438 MOOSE PASS, FESTUS, MO 63028-2375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 10, 2020	Deed of Trust, Mortgage LAND HM FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Prior Sale	May 21, 2003 · Amount on File
Deed Document Number	20222770
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 24, 2022
Property Address	1438 MOOSE PASS, FESTUS, MO 63028-2375
Document Number	0000002770
Map Reference	MB 195 PG 3
Instrument Date	Jan 18, 2022
Instrument	2022R-002770
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4701 FOX CREEK RD, 4701, WILDWOOD, MO 63069-2940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 MOOSE PASS, FESTUS, MO 63028-2375

Mortgage

Document Number	0000002771
Date	Jan 24, 2022
Instrument	2022R-002771

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1438 MOOSE PASS, FESTUS, MO 63028-2375
Document Number	0000029919
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1438 MOOSE PASS FESTUS MO 630282375, FESTUS, MO 63028-2375

Mortgage

Document Number	0000029919
Date	Aug 18, 2020
Instrument	29919

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,200 (-) Land $8,800 Building $35,400	$232,300 (-) Land $46,200 Building $186,100
2025	$2,277.00 (+0.09%)	$44,200 (+9.95%) Land $8,800 Building $35,400	$232,300 (-) Land $46,200 Building $186,100
2024	$2,275.00 (+0.49%)		$232,300 (+9.73%) Land $46,200 Building $186,100
2023	$2,264.00	$40,200 Land $8,800 Building $31,400	$211,700 Land $46,200 Building $165,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1438 Moose Pass in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1438 Moose Pass is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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