1438 Meredith Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1438 Meredith Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1988
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Nov 2023)
Tax Bill	$4,263 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0361-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0361-0060`
Alternative APNs	`00262281` `262281`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	792 sqft
Patio Area	300 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00262281
Street Address	1438 MEREDITH DR
City	SPRING HILL
State	FL
Zip	34608-5646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 361 LOT 6 ORB 335 PG 707
Legal Range	17E
Legal Township	23S
Legal Section	26
Legal Subdivision	SPRING HILL UN 7
Legal Block	361
Legal Lot Number	6
Legal Unit	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2025
Census Tract	41104

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3908 BEECHWOOD BLVD, TAMPA, FL 33619-1225
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Warranty Deed, Transfer · Conventional Mortgage ONBOARD 1 MORTGAGE LLC
Apr 24, 2023	Warranty Deed, Transfer · Unknown THE BEDROCK MORTGAGE FUND LLC
Dec 26, 2018	Loan Modification, Mortgage · Conventional with PMI SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Apr 24, 2023 · Amount on Record
Deed Document Number	2023073003
Deed Book / Page	4364 / 1750
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 16, 2023
Property Address	1438 MEREDITH DR, SPRING HILL, FL 34608-5646
Document Number	0043641750
Book / Page	4364 / 1750
Map Reference	MB 8 PG 11
Instrument Date	Nov 13, 2023
Instrument	2023073003
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	OLD TAMPA BAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13014 N DALE MABRY HWY # HWY104, HWY104, TAMPA, FL 33618-2808

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3908 BEECHWOOD BLVD, TAMPA, FL 33619-1225

Mortgage

Document Number	0043641752
Date	Nov 16, 2023
Instrument	4364/1752

Lender

Name	ONBOARD 1 MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 24, 2023
Property Address	1438 MEREDITH DR, SPRING HILL, FL 34608-5646
Document Number	0042880501
Book / Page	4288 / 501
Map Reference	MB 8 PG 11-24
Instrument Date	Feb 13, 2023
Instrument	2023022852
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$997.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65T5 COLUMBIA DRIVE, BRADENTON, FL 34207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13014 N DALE MABRY HWY # 108, 108, TAMPA, FL 33618-2808
Investor	Possibly a Property Investor

Mortgage

Document Number	0004288506
Date	Apr 24, 2023
Instrument	4288/506

Lender

Name	THE BEDROCK MORTGAGE FUND LLC
Type	Non-Lending Institution

Agreement

Type	Unknown
Amount	Amount Recorded
Term	11 Months
Due	Mar 7, 2024

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	1438 MEREDITH DR, SPRING HILL, FL 34608-5646
Document Number	0036670659
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 MEREDITH DR SPRING HILL FL 346085646, SPRING HILL, FL 34608-5646

Mortgage

Document Number	0036670659
Date	Feb 4, 2019
Book Page	003667/000659
Instrument	6999

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Feb 3, 2059

Interest

Rate	3.8%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,263.00 (+1.79%)	$298,645 (+8.3%) Land $46,991 Building $251,654	$298,645 (+8.3%) Land $46,991 Building $251,654
2023		$275,764 (+195.48%) Land $41,894 Building $233,870
2022	$4,188.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$93,327	$275,764 Land $37,098 Building $238,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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