1438 Main St, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 1438 Main St, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1981
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2022)
Tax Bill	$4,726 (2025)
Deeds & Mortgages	Jan 2020 Refinance Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:112 L:043`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:112 L:043`
Alternative APNs	`M:005 L:039A` `147`

Interior

Full Baths	1 Bath
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Lot Area	108,900 sqft (2.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	147
Street Address	1438 MAIN ST
City	READFIELD
State	ME
Zip	04355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	43
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	1
Census Block	1012
Census Tract	15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1438 Main St is owned by two individuals who bought it in August 2022.

Source: Kennebec County and Readfield Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 51, KENTS HILL, ME 04349-0051
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SKOWHEGAN SAVINGS BANK
Aug 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SKOWHEGAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Deed Document Number	202218374
Deed Book / Page	14531 / 29
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1438 MAIN ST, READFIELD, ME 04355
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000105
Date	Jan 3, 2020
Book Page	13444/134
Instrument	2020000105

Lender

Name	SKOWHEGAN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2030

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Aug 1, 2022
Property Address	1438 MAIN ST, READFIELD, ME 04355
Document Number	2022018374
Book / Page	14531 / 29
Instrument Date	Aug 1, 2022
Instrument	2022018374
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	119 N WAYNE RD, READFIELD, ME 04355-3923

Mortgage

Document Number	2022018375
Date	Aug 1, 2022
Instrument	2022018375

Lender

Name	SKOWHEGAN SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1438 Main St was $4,726, up 3.7% from the year before.

Source: Kennebec County and Readfield Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,726.00 (+3.71%)	$391,900 (+15.16%) Land $40,900 Building $351,000
2024	$4,557.00 (+32.13%)	$340,300 (+39.7%) Land $35,500 Building $304,800
2023	$3,449.00 (+79.45%)	$243,600 (+44.48%) Land $31,200 Building $212,400
2022	$1,922.00	$168,600 Land $28,000 Building $140,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1438 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1438 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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