1438 John St, Whiting, IN 46394 Property Records

Lake County property record for 1438 John St, Whiting, IN 46394

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,960 sqft · built 1892
Lot Size	0.071 acres (3,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 2021)
Tax Bill	$2,039 (2024)
Deeds & Mortgages	May 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-28-29-0087-0010`

Property Details

APN / Parcel Number

Primary APN	`007-28-29-0087-0010`
Alternative APNs	`45-03-07-281-012.000-025` `282900870010`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 2010
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,075 sqft (0.071 acres)
Lot Dimensions	123 ft deep x 25 ft wide
View / Lot	Alley
Garage Area	1,960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1438 JOHN ST
City	WHITING
State	IN
Zip	46394-2069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUG. SCHOLZ ADD. LOT 12
Legal Subdivision	AUG. SCHOLZ ADD
Legal Lot Number	12
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2014
Census Tract	40200

Owner

Source: Lake County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1438 JOHN ST, WHITING, IN 46394-2069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 9, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Aug 27, 2013 · Amount on Record
Deed Document Number	2021512359
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	May 29, 2026
Property Address	1438 JOHN ST, WHITING, IN 46394-2069
Document Number	0000521889
Instrument Date	May 19, 2026
Instrument	2026521889
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 JOHN ST, WHITING, IN 46394-2069

Mortgage

Document Number	0000521889,
Date	May 29, 2026
Instrument	2026521889

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Jul 1, 2051

Interest

Rate	6.23%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 9, 2021
Property Address	1438 JOHN ST, WHITING, IN 46394-2069
Document Number	0000012359
Map Reference	MB 3 PG 16
Instrument Date	Jun 4, 2021
Instrument	2021-512359
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1438 JOHN ST, WHITING, IN 46394-2069

Mortgage

Document Number	0000012360
Date	Jun 9, 2021
Instrument	2021-512360

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Whiting City
Unified School District	Whiting School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$229,500 (+12.56%) Land $22,200 Building $207,300	$229,500 (+12.56%) Land $22,200 Building $207,300
2024	$2,039.00 (+3.24%)
2023		$203,900 (+3.24%) Land $22,200 Building $181,700	$203,900 (+3.24%) Land $22,200 Building $181,700
2022	$1,975.00 Homeowner's exemption	$197,500 Land $22,200 Building $175,300	$197,500 Land $22,200 Building $175,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER DEPARTMENT serves 4,900 people · EPA ID IN5245048
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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