1438 Gammons Rd, Stuart, VA 24171 Property Records

Patrick County property record for 1438 Gammons Rd, Stuart, VA 24171

Property Summary

Property Type	Single Family Home
Details	built 1977
Lot Size	19.8 acres (864,405 sqft)
Owner	Individual on Record
Last Sale	$235,000 (Mar 2018)
Tax Bill	$2,070 (2026)
Deeds & Mortgages	Jul 2021 Refinance Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4409.00.89`

Property Details

APN / Parcel Number

Primary APN	`4409.00.89`
Alternative APN	`90071`

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Lot Area	864,405 sqft (19.8 acres)

Location & Zoning

Account Number	90071
Street Address	1438 GAMMONS RD
City	STUART
State	VA
Zip	24171-3647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LITTLE DAN R I#18-461 PL:172-K
Legal Subdivision	ANNA D EPPERSON PROP
Legal Lot Number	89
Jurisdiction	PATRICK VA
Township / Civil Division	DAN RIVER
Census Block Group	3
Census Block	3036
Census Tract	30202

Owner

Source: Patrick County assessment roll, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1438 GAMMONS RD, STUART, VA 24171-3647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VALLEYSTAR CREDIT UNION
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 16, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	2018461
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PATRICK VA
Property Address	1438 GAMMONS RD, STUART, VA 24171-3647
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	APPALACHIAN TITLE COMPANY LLC, APPALACHIAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001640
Date	Jul 27, 2021
Instrument	210001640

Lender

Name	VALLEYSTAR CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PATRICK VA
Property Address	1438 GAMMONS RD, STUART, VA 24171-3647
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000573
Date	Apr 6, 2020
Instrument	200000573

Lender

Name	NATIONSTAR MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PATRICK VA
Recording Date	Mar 16, 2018
Property Address	1438 GAMMONS RD, STUART, VA 24171-3647
Document Number	180000461
Instrument Date	Mar 16, 2018
Instrument	180000461
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 GAMMONS RD, STUART, VA 24171-3647

Mortgage

Document Number	180000462
Date	Mar 16, 2018
Instrument	180000462

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Patrick County assessment roll, as of May 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Patrick County
Unified School District	Patrick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,070.00	$283,600 Land $62,900 Building $220,700	$283,600 Land $62,900 Building $220,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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