Alameda County property record for 1438 Cottage St, Alameda, CA 94501
| Property Type | Quadplex |
|---|---|
| Details | 4 bd · 4 ba · 2,584 sqft · built 1910 |
| Lot Size | 0.116 acres (5,043 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,180,000 (Dec 2021) |
| Tax Bill | $19,192 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-332-21 |
| Primary APN | 72-332-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 2,584 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,043 sqft (0.116 acres) |
| Street Address | 1438 COTTAGE ST |
|---|---|
| City | ALAMEDA |
| State | CA |
| Zip | 94501-6935 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Legal Description | LOT: 00021 BLK: AR: 0072 PAGE: 0332 |
| Legal Subdivision | ENCINAL HOME LTS |
| Legal Lot Number | 35&36 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | ALAMEDA |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 427900 |
1438 Cottage St, a quadplex, is held in a trust since December 2021.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2016 SAN ANTONIO AVE, ALAMEDA, CA 94501-4218 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Dec 1, 2021 | Grant Deed, Transfer FIDELITY NATIONAL TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on File |
| Deed Sale | Dec 1, 2021 · Amount on File |
| Deed Document Number | 2021385752 |
| Prior Transfer Date | Feb 14, 2014 |
| Prior Transfer Doc | 0000055378 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 1438 COTTAGE ST, ALAMEDA, CA 94501-6935 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2016 SAN ANTONIO AVE, ALAMEDA, CA 94501-4218 |
| Document Number | 0000041806 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022041806 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Dec 1, 2021 |
| Property Address | 1438 COTTAGE ST, ALAMEDA, CA 94501-6935 |
| Document Number | 0000385752 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021385752 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $15,458.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2016 SAN ANTONIO AVE, ALAMEDA, CA 94501-4218 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1438 Cottage St was $19,192.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Alameda City |
| Unified School District | Alameda City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,277,254 (+2%) Land $383,176 Building $894,078 | |
| 2025 | $19,192.00 | $1,252,215 Land $375,664 Building $876,551 |
| 2023 | $18,114.00 | $1,203,600 Land $361,080 Building $842,520 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1438 Cottage St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1438 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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