1438 Cole Ln, Upland, CA 91784 Property Records

San Bernardino County property record for 1438 Cole Ln, Upland, CA 91784

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,964 sqft · built 2005
Lot Size0.122 acres (5,297 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (May 2010)
Tax Bill$9,767 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1044-761-48-0000

Property Details

APN / Parcel Number

Primary APN1044-761-48-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,964 sqft Living Area
Gross Area3,567 sqft
1st Floor Area1,759 sqft
2nd Floor Area1,205 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area5,297 sqft (0.122 acres)
Garage TypeAttached
Garage Area603 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1438 COLE LN
CityUPLAND
StateCA
Zip91784-8066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 16207 LOT 48 BOOK 304 PAGE 57 AND INT IN COMMON AREA
Legal SubdivisionTRACT NO 16207
Legal Tract16207
Legal Block3
Legal Lot Number48
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group3
Census Block3006
Census Tract819

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1438 COLE LN, UPLAND, CA 91784-8066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 12, 2010 · Amount on Record
Deed SaleMay 12, 2010 · Amount on Record
Prior SaleMar 23, 2006 · Amount on Record
Deed Document Number2010188116
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address1438 COLE LN, UPLAND, CA 91784-8066
Transaction TypeMortgage
Record UpdatedMay 5, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1438 COLE LN, UPLAND, CA 91784-8066

Mortgage

Document Number0000180281
DateApr 19, 2021
Instrument2021-0180281
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityUpland City
Unified School DistrictUpland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$618,821 (+2%) Land $216,587 Building $402,234
2025$9,767.00 (+5.44%) Homeowner's exemption$606,687 (+4.04%) Land $212,340 Building $394,347
2023$9,263.00 (-3.82%) Homeowner's exemption$583,128 Land $204,094 Building $379,034
2022$9,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF UPLAND
serves 78,376 people · EPA ID CA3610050
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet, Frontier.

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