1438 Cardinal Dr, Bourbonnais, IL 60914 Property Records

Kankakee County property record for 1438 Cardinal Dr, Bourbonnais, IL 60914

Property Summary

Property Type	Single Family Home
Lot Size	0.426 acres (18,600 sqft)
Owner	2 Trust Names on File
Last Sale	$223,000 (Mar 2025)
Tax Bill	$5,794 (2025)
Deeds & Mortgages	May 2009 Mortgage Jun 2013 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-15-301-004`

Property Details

APN / Parcel Number

Primary APN	`17-09-15-301-004`

Exterior

Lot Area	18,600 sqft (0.426 acres)

Location & Zoning

Street Address	1438 CARDINAL DR
City	BOURBONNAIS
State	IL
Zip	60914-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH POINT ESTATES LOT 9 15-31-12E
Legal Subdivision	NORTH POINT ESTATES
Legal Lot Number	9
Jurisdiction	KANKAKEE IL
Township / Civil Division	BOURBONNAIS
Census Block Group	2
Census Block	2016
Census Tract	10701

Owner

1438 Cardinal Dr is owner-occupied and held in a trust since April 2025.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 S LA SALLE ST, 2750, CHICAGO, IL 60603-1108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST BANK
Jun 18, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST TRUST BANK OF ILLINOIS
Nov 20, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST BANK OF ILLINOIS
May 13, 2025	Deed, Transfer
Mar 4, 2025	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR BANK & FINANCIAL SVCS
Jul 17, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR BANK & FINANCIAL SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2025 · Amount on File
Deed Sale	Mar 4, 2025 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	20251946
Last Transfer Date	Apr 25, 2025
Transfer Doc	0202504381
Record Updated	Sep 20, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1438 CARDINAL DR, BOURBONNAIS, IL 60914-9775
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200909414
Date	May 1, 2009
Instrument	200909414

Lender

Name	FIRST TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 30, 2029

Interest

Rate Type	Fixed Rate

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1438 CARDINAL DR, BOURBONNAIS, IL 60914-9775
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201308753
Date	Jun 18, 2013
Instrument	201308753

Lender

Name	FIRST TRUST BANK OF ILLINOIS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 17, 2028

Interest

Rate Type	Fixed Rate
Rate	3.13%

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1438 CARDINAL DR, BOURBONNAIS, IL 60914-9775
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201412991
Date	Nov 20, 2014
Instrument	201412991

Lender

Name	FIRST TRUST BANK OF ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 15, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.5%

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	KANKAKEE IL
Recording Date	May 13, 2025
Property Address	1438 CARDINAL DR, BOURBONNAIS, IL 60914-9775
Document Number	0202504381
Instrument Date	Apr 25, 2025
Instrument	202504381
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 CARDINAL DR, BOURBONNAIS, IL 60914-9775
Investor	Possibly a Property Investor

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Mar 4, 2025
Property Address	1438 CARDINAL DR, BOURBONNAIS, IL 60914-9775
Document Number	0202501946
Instrument Date	Feb 25, 2025
Instrument	202501946
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1438 CARDINAL DR, BOURBONNAIS, IL 60914-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1438 CARDINAL DR, BOURBONNAIS, IL 60914-9775

Mortgage

Document Number	0202501947
Date	Mar 4, 2025
Instrument	202501947

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.38%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1438 CARDINAL DR, BOURBONNAIS, IL 60914-9775
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201807709
Date	Jul 16, 2018
Instrument	201807709

Lender

Name	HOMESTAR BANK & FINANCIAL SVCS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Jul 17, 2018
Property Address	1438 CARDINAL DR, BOURBONNAIS, IL 60914-9775
Document Number	0201807708
Instrument Date	Jul 17, 2018
Instrument	201807708
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	STANDARD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 CARDINAL DR, BOURBONNAIS, IL 60914-9775
Investor	Possibly a Property Investor

Mortgage

Document Number	0201807709
Date	Jul 16, 2018
Instrument	201807709

Lender

Name	HOMESTAR BANK & FINANCIAL SVCS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1438 Cardinal Dr was $5,794 with a homeowner's exemption, up 15.2% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Bourbonnais Township
Secondary School District	Bradley-Bourbonnais Consolidated High School District 307 (09 - 12)
Elementary School District	St. George Community Consolidated School District 258 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,794.00 (+15.17%)	$83,024 Land $7,841 Building $75,183	$249,072 Land $23,523 Building $225,549
2024	$5,031.00
2023		$66,552 Land $6,849 Building $59,703	$199,656 Land $20,547 Building $179,109
2022	$4,609.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1438 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1438 Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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