Williamson County property record for 1438 Bern Dr, Spring Hill, TN 37174
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,018 sqft · built 2006 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Apr 2014) |
| Tax Bill | $2,477 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jul 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 094166H B 02000 |
| Primary APN | 094166H B 02000 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,018 sqft Living Area |
| 1st Floor Area | 1,087 sqft |
| 2nd Floor Area | 931 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 114 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1438 BERN DR |
|---|---|
| City | SPRING HILL |
| State | TN |
| Zip | 37174-7172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD WYNGATE EST PH 21 PB 43 PG 96 LOT 0550 |
| Legal Subdivision | WYNGATE EST |
| Legal Phase | 21 |
| Legal Lot Number | 550 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 51208 |
1438 Bern Dr is owned and occupied by an individual who acquired it in October 2016.
Source: Williamson County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1438 BERN DR, SPRING HILL, TN 37174-7172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 11, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2014 · Amount on File |
| Deed Sale | Apr 1, 2014 · Amount on File |
| Prior Sale | Apr 1, 2014 · Amount on File |
| Deed Document Number | 0061560297 |
| Deed Book / Page | 6156 / 0297 |
| Last Transfer Date | Oct 10, 2016 |
| Transfer Doc | 0068940915 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1438 BERN DR, SPRING HILL, TN 37174-7172 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1438 BERN DR, SPRING HILL, TN 37174-7172 |
| Document Number | 0098990214 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 9899/214 |
| Instrument | 25040464 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 14, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1438 BERN DR, SPRING HILL, TN 37174-7172 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071220716 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 7122/0716 |
| Instrument | 17027608 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1438 Bern Dr was $2,477, up 21.2% from the year before.
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Spring Hill City |
| Unified School District | Williamson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,477.00 (+21.18%) | $123,275 Land $28,750 Building $94,525 | $493,100 Land $115,000 Building $378,100 |
| 2024 | $2,044.00 | ||
| 2023 | $2,044.00 | $79,575 (-) Land $17,500 Building $62,075 | $318,300 (-) Land $70,000 Building $248,300 |
| 2022 | $2,044.00 | $79,575 Land $17,500 Building $62,075 | $318,300 Land $70,000 Building $248,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1438 Bern Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1438 Bern Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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