1438 3rd St N, Fargo, ND 58102 Property Records

Cass County property record for 1438 3rd St N, Fargo, ND 58102

Property Summary

Property Type	Single Family Home
Details	1,427 sqft · built 1973
Lot Size	0.287 acres (12,504 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Dec 2016)
Tax Bill	$3,899 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`01-0761-00300-000`

Property Details

APN / Parcel Number

Primary APN	`01-0761-00300-000`

Interior

Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	12,504 sqft (0.287 acres)
Lot Dimensions	147 ft deep x 85 ft wide

Location & Zoning

Street Address	1438 3RD ST N
City	FARGO
State	ND
Zip	58102-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 12 BLOCK: 2 ADDITION: EL ZAGEL REPLAT ADDITIONAL: EL ZAGEL REPLAT LOT 12 BLK 2 REPLT OF W 668.46' BLKS 1 & 2
Legal Subdivision	EL ZAGEL REPLAT
Legal Block	1-2
Legal Lot Number	12
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3018
Census Tract	400

Owner

Source: Cass County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1438 3RD ST N, FARGO, ND 58102-2744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit VISIONBANK OF IOWA
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit VISIONBANK OF IOWA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 6, 2016 · Amount on Record
Deed Sale	Dec 6, 2016 · Amount on Record
Prior Sale	Nov 6, 2009 · Amount on Record
Deed Document Number	20161497542
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1438 3RD ST N, FARGO, ND 58102-2744
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 3RD ST N, FARGO, ND 58102-2744

Mortgage

Document Number	0001743072
Date	Sep 18, 2025
Instrument	1743072

Lender

Name	VISIONBANK OF IOWA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Oct 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1438 3RD ST N, FARGO, ND 58102-2744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001587136
Date	Apr 13, 2020
Instrument	1587136

Lender

Name	VISIONBANK OF IOWA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,899.00 (-17.67%)	$179,150 (+16.48%) Land $42,100 Building $137,050	$358,300 (+16.48%) Land $84,200 Building $274,100
2023	$4,736.00	$153,800 Land $42,950 Building $110,850	$307,600 Land $85,900 Building $221,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable · Fixed Wireless in parts of the area	2,000 / 350
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Park Region Mutual Telephone Company.

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