14378 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 14378 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,975 sqft · built 2005
Owner	Individual Name on File
Last Sale	$240,000 (Apr 2020)
Tax Bill	$2,128 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2020 Sale + 2 more
APN	`107-134-9414`

Property Details

APN / Parcel Number

Primary APN	`107-134-9414`
Alternative APN	`30751`

Interior

Building Area	1,975 sqft Living Area

Exterior

Year Built	Built 2005
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-134-9414
Street Address	14378 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 LAKE RAMSEY PH 2 CB 1370 116 INST NO 1216196 INST NO 1380523 INST NO 1411785 INST NO 1495063 INST NO 2014534 INST NO 2
Legal Subdivision	LAKE RAMSEY
Legal Phase	2
Legal Lot Number	88
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2006
Census Tract	40204

Owner

14378 Riverlake Dr is owned and occupied by an individual who bought it in April 2020.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14378 RIVERLAKE DR, COVINGTON, LA 70435-5783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Apr 8, 2020	Cash Sale Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN
Apr 20, 2017	Deed, Transfer STEWART TITLE
Apr 20, 2017	Deed, Transfer · FHA Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2020 · Amount on File
Deed Sale	Apr 8, 2020 · Amount on File
Prior Sale	Apr 20, 2017 · Amount on File
Deed Document Number	2201390
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	14378 RIVERLAKE DR, COVINGTON, LA 70435-5783
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002384318
Date	Aug 28, 2023
Instrument	2384318

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 3, 2048

April 2020: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 8, 2020
Property Address	14378 RIVERLAKE DR, COVINGTON, LA 70435-5783
Document Number	0002201390
Map Reference	MAP FILE 873A
Instrument Date	Apr 7, 2020
Instrument	2201390
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13900 CALLE SEVARIO DR, PRAIRIEVILLE, LA 70769-6487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14378 RIVERLAKE DR, COVINGTON, LA 70435-5783

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 20, 2017
Property Address	14378 RIVERLAKE DR, COVINGTON, LA 70435-5783
Document Number	2060244
Map Reference	MAP 873A
Instrument Date	Apr 14, 2017
Instrument	2060244
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14378 RIVERLAKE DR, COVINGTON, LA 70435-5783

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 20, 2017
Property Address	14378 RIVERLAKE DR, COVINGTON, LA 70435-5783
Document Number	0002060244
Map Reference	MAP 873A
Instrument Date	Apr 14, 2017
Instrument	2060244
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14378 RIVERLAKE DR, COVINGTON, LA 70435-5783

Mortgage

Document Number	0002060245
Date	Apr 20, 2017
Instrument	2060245

Lender

Name	GMFS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14378 Riverlake Dr was $2,128 with a homeowner's exemption, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,128.00 (-3.8%) Homeowner's exemption	$26,473 (-) Land $4,000 Building $22,473	$264,727 (-) Land $40,000 Building $224,727
2024	$2,212.00 (+15.63%) Homeowner's exemption	$26,473 (+15.94%) Land $4,000 Building $22,473	$264,727 (+15.94%) Land $40,000 Building $224,727
2023	$1,913.00 Homeowner's exemption	$22,833 (-) Land $4,000 Building $18,833	$228,330 (-) Land $40,000 Building $188,330
2022	$1,913.00 Homeowner's exemption	$22,833 Land $4,000 Building $18,833	$228,330 Land $40,000 Building $188,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 14378 Riverlake Dr; there have been 44 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14378 Riverlake Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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