14375 Emerald Lake Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 14375 Emerald Lake Dr, Delray Beach, FL 33446

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,456 sqft · built 1992
Lot Size	0.054 acres (2,339 sqft)
Owner	2 Individual Names on File
Last Sale	$357,500 (Dec 2021)
Tax Bill	$3,229 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-16-22-000-2920`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-16-22-000-2920`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,447 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Construction Type	Masonry / Concrete Block
Lot Area	2,339 sqft (0.054 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	278 sqft
Porch	Finished Screened Porch
Porch Area	256 sqft

Location & Zoning

Street Address	14375 EMERALD LAKE DR
City	DELRAY BEACH
State	FL
Zip	33446-3343
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS
Legal Description	EMERALD POINTE PLAT 2 LOT 292
Legal Range	42E
Legal Township	46S
Legal Section	16
Legal Subdivision	EMERALD POINTE PLAT 2
Legal Lot Number	292
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3031
Census Tract	5934

Owner

14375 Emerald Lake Dr, a townhouse, is owned and occupied by two individuals who acquired it in April 2022.

Source: Palm Beach County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14375 EMERALD LAKE DR, DELRAY BEACH, FL 33446-3343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 3, 2022	Intrafamily Transfer, Transfer ATTORNEY
Dec 6, 2021	Warranty Deed, Transfer BIG WAVE TITLE LLC
Jan 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Prior Sale	Oct 21, 2015 · Amount on File
Deed Document Number	2021553333
Deed Book / Page	33107 / 1135
Last Transfer Date	Apr 6, 2022
Transfer Doc	0335221043
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	14375 EMERALD LAKE DR, DELRAY BEACH, FL 33446-3343
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14375 EMERALD LAKE DR, DELRAY BEACH, FL 33446-3343

Mortgage

Document Number	0333920202
Date	Mar 17, 2022
Book Page	33392/202
Instrument	20220116894

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	14375 EMERALD LAKE DR, DELRAY BEACH, FL 33446-3343
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14375 EMERALD LAKE DR, WEST DELRAY BEACH, FL 33446-3343

Mortgage

Document Number	0339901033
Date	Dec 2, 2022
Book Page	33990/1033
Instrument	20220477083

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	May 3, 2022
Property Address	14375 EMERALD LAKE DR, DELRAY BEACH, FL 33446-3343
Document Number	0335221043
Book / Page	33522 / 1043
Map Reference	MB 65 PG 48-55
Instrument Date	Apr 6, 2022
Instrument	20220190415
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14375 EMERALD LAKE DR, DELRAY BEACH, FL 33446-3343

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 6, 2021
Property Address	14375 EMERALD LAKE DR, DELRAY BEACH, FL 33446-3343
Document Number	0331071135
Book / Page	33107 / 1135
Map Reference	MB 65 PG 48-55
Instrument Date	Nov 29, 2021
Instrument	20210553333
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	BIG WAVE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,502.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8239 DUOMO CIR, BOYNTON BEACH, FL 33472-7132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14375 EMERALD LAKE DR, DELRAY BEACH, FL 33446-3343

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 11, 2020
Property Address	14375 EMERALD LAKE DR, DELRAY BEACH, FL 33446-3343
Document Number	0311521838
Book / Page	031152 / 001838
Instrument Date	Jan 8, 2020
Instrument	13959
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	14375 EMERALD LAKE DR DELRAY BEACH FL 334463343, DELRAY BEACH, FL 33446-3343

Tax Assessment & Valuation

The 2025 property tax bill for 14375 Emerald Lake Dr was $3,229 with a homeowner's exemption, up 3.4% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,229.00 (+3.39%) Homeowner's exemption	$221,151	$290,457 Building $290,457
2024	$3,123.00 (+2.97%)
2023	$3,033.00 (-1.17%) Homeowner's exemption Widower's exemption	$208,658 (+3%)	$300,408 (+10.97%) Building $300,408
2022	$3,069.00 Homeowner's exemption Widower's exemption	$202,581	$270,708 Building $270,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14375 Emerald Lake Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 239 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	239 in force
Nearby Flood Claims	6 (1999–2012)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2012 · river or lake flooding
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14375 Emerald Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile.

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