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14370 Clover Ave, Cedar Lake, IN 46303 Property Records

Lake County property record for 14370 Clover Ave, Cedar Lake, IN 46303

Property Summary

Property TypeRow House
Details2 ba · 1,844 sqft · built 2022
Lot Size0.151 acres (6,615 sqft)
OwnerIndividual Name on File
Last Sale$311,999 (Jul 2022)
Tax Bill$3,321 (2024)
Deeds & MortgagesAug 2023 Line of Credit
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN45-15-33-254-027.000-014

Property Details

APN / Parcel Number

Primary APN45-15-33-254-027.000-014

Interior

Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,844 sqft Living Area

Exterior

Year BuiltBuilt 2022
Construction TypeWood
Roof MaterialOther
Lot Area6,615 sqft (0.151 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address14370 CLOVER AVE
CityCEDAR LAKE
StateIN
Zip46303-0777
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Row House
Legal DescriptionROSE GARDEN ESTATES PUD PHASE 2 LOT 211-2
Legal Phase2
Legal Lot Number211-2
JurisdictionLAKE IN
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2024
Census Tract42901

Owner

14370 Clover Ave, a row house, is owned and occupied by an individual who bought it in July 2022.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address14370 CLOVER AVE, CEDAR LAKE, IN 46303-0777
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Jul 15, 2022Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2022 · Amount on File
Deed SaleJul 15, 2022 · Amount on File
Deed Document Number2022-529214
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address14370 CLOVER AVE, CEDAR LAKE, IN 46303-0777
Transaction TypeMortgage
Record UpdatedNov 7, 2023
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024656
DateAug 1, 2023
Instrument2023-524656
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionLAKE IN
Recording DateJul 15, 2022
Property Address14370 CLOVER AVE, CEDAR LAKE, IN 46303-0777
Document Number0000029214
Instrument DateApr 21, 2022
Instrument2022-529214
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 7, 2023
Title CompanyLENNAR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1700 E GOLF RD # RD100, RD100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3071 HILLCREST DR, DYER, IN 46311-2676

Mortgage

Document Number0000029215
DateJul 15, 2022
Instrument2022-529215
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term178 Months
DueMay 1, 2037

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionHanover Township
MunicipalityCedar Lake Town
Unified School DistrictHanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$301,700 Land $50,100 Building $251,600$301,700 Land $50,100 Building $251,600
2024$3,321.00
2023$290,100 (+8.77%) Land $47,300 Building $242,800$290,100 (+8.77%) Land $47,300 Building $242,800
2022$3,281.00 (+46,771.43%)$266,700 Land $47,300 Building $219,400$266,700 Land $47,300 Building $219,400
2021$7.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14370 Clover Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14370 Clover Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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