1437 Thomas St, Los Banos, CA 93635 Property Records

Merced County property record for 1437 Thomas St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,554 sqft · built 2021
Lot Size	0.149 acres (6,471 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (May 2026)
Tax Bill	$7,122 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083-650-050-000`

Property Details

APN / Parcel Number

Primary APN	`083-650-050-000`
Alternative APN	`083-650-050`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,554 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	6,471 sqft (0.149 acres)
Parking Spaces	2 Parking Spaces
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	083-650-050
Street Address	1437 THOMAS ST
City	LOS BANOS
State	CA
Zip	93635-5394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 SHAUNESSY VILLAGE PH 1 SEC 24/10/10
Legal Subdivision	2018-03 SHAUNESSY VILLAGE PH #
Legal Lot Number	25
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	1
Census Block	1000
Census Tract	2303

Owner

1437 Thomas St is owned and occupied by an individual who bought it in May 2026.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1437 THOMAS ST, LOS BANOS, CA 93635-5394
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Grant Deed, Transfer · FHA Mortgage JPMORGAN CHASE BANK N A
Sep 22, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Jul 7, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Sep 22, 2021 · Amount on File
Deed Document Number	202612530
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 15, 2026
Property Address	1437 THOMAS ST, LOS BANOS, CA 93635-5394
Document Number	0000012530
Instrument Date	May 5, 2026
Instrument	202612530
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1437 THOMAS ST, LOS BANOS, CA 93635-5394

Mortgage

Document Number	0000012531,
Date	May 15, 2026
Instrument	202612531

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 22, 2021
Property Address	1437 THOMAS ST, LOS BANOS, CA 93635-5394
Document Number	0000042351
Map Reference	VOL 81 PG 28-34
Instrument Date	Aug 26, 2021
Instrument	2021042351
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1437 THOMAS ST, LOS BANOS, CA 93635-5394

Mortgage

Document Number	0000042352
Date	Sep 22, 2021
Instrument	2021042352

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 7, 2020
Property Address	1437 THOMAS ST, LOS BANOS, CA 93635-5394
Document Number	0000022393
Instrument Date	Jul 1, 2020
Instrument	22393
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$3,696.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	419 W MURRAY AVE VISALIA CA 932914970, VISALIA, CA 93291-4970
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1437 Thomas St was $7,122, down 0.3% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$536,595 (+2%) Land $119,066 Building $417,529
2025	$7,122.00 (-0.34%)	$526,075 Land $116,732 Building $409,343
2024	$7,146.00 (+5.49%)
2023	$6,774.00 (+1.91%)	$505,649 Land $112,200 Building $393,449
2022	$6,647.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1437 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1437 Thomas St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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