1437 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1437 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,264 sqft · built 1945
Lot Size	0.129 acres (5,625 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Sep 2017)
Tax Bill	$6,230 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-34-0151`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-34-0151`
Alternative APNs	`8356825` `192607`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	720 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Game Room	Game Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,625 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	192607
Street Address	1437 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON PARK ADDITION,TO ST E 2O FT OF LOT 1O AND EX E 15 FT LOT 9 BLK 2
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	KENSINGTON PARK ADDITION,TO ST
Legal Block	2
Legal Lot Number	1O,9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1015
Census Tract	36500

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1437 SCHEFFER AVE, SAINT PAUL, MN 55116-2247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Jul 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Sep 26, 2017	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK
Dec 5, 2016	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Apr 22, 2016 · Amount on Record
Deed Document Number	20172597528
Prior Transfer Date	Feb 26, 2013
Prior Transfer Doc	0002202802
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1437 SCHEFFER AVE, SAINT PAUL, MN 55116-2247
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 SCHEFFER AVE, SAINT PAUL, MN 55116-2247

Mortgage

Document Number	0T02804788
Date	Oct 31, 2025
Instrument	T02804788

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1437 SCHEFFER AVE, SAINT PAUL, MN 55116-2247
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02735746
Date	Jul 7, 2022
Instrument	T02735746

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 26, 2017
Property Address	1437 SCHEFFER AVE, SAINT PAUL, MN 55116-2247
Document Number	0002597528
Instrument Date	Sep 11, 2017
Instrument	2597528
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 SCHEFFER AVE ST PAUL MN 551162247, ST PAUL, MN 55116-2247

Mortgage

Document Number	2597529
Date	Sep 26, 2017
Instrument	2597529

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1437 SCHEFFER AVE, SAINT PAUL, MN 55116-2247
Document Number	0004640737
Instrument Date	Dec 5, 2016
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FIN'L SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1437 SCHEFFER AVE ST PAUL MN 551162247, ST PAUL, MN 55116-2247

Mortgage

Document Number	0004640737
Date	Jan 4, 2017
Instrument	4640737

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,900 (+7.9%) Land $134,600 Building $279,300	$413,900 (+7.9%) Land $134,600 Building $279,300
2025	$6,230.00 (+5.56%)
2023	$5,902.00 Homeowner's exemption	$383,600 Land $134,600 Building $249,000	$383,600 Land $134,600 Building $249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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