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1437 Saint Davids Ln, Vero Beach, FL 32967 Property Records

Indian River County property record for 1437 Saint Davids Ln, Vero Beach, FL 32967

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,629 sqft · built 1991
Lot Size0.072 acres (3,132 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Apr 2018)
Tax Bill$5,616 (2025)
Deeds & MortgagesAug 2020 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN32-39-23-00006-0000-00076.0

Property Details

APN / Parcel Number

Primary APN32-39-23-00006-0000-00076.0
Alternative APN
  • 48427

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,629 sqft Living Area
1st Floor Area1,629 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment
Lot Area3,132 sqft (0.072 acres)

Location & Zoning

Street Address1437 SAINT DAVIDS LN
CityVERO BEACH
StateFL
Zip32967-7241
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionGRAND HARBOR-PLAT 7-ST DAVIDS ISLAND UNIT 76 PBI 13-61
Legal Range39E
Legal Township32S
Legal Section23
Legal SubdivisionGRAND HARBOR PLAT 7 ST DAVIDS ISLAND
Legal Lot Number76
Legal Unit76
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2007
Census Tract50306

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address24 WAVERLY DR, COLUMBUS, NJ 08022-1350
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAYSHORE MORTGAGE FUNDING LLC
Apr 6, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST HOME BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2018 · Amount on Record
Deed SaleApr 6, 2018 · Amount on Record
Prior SaleApr 27, 2012 · Amount on Record
Deed Document Number201820765
Deed Book / Page3106 / 148
Prior Transfer DateMay 5, 2005
Prior Transfer Doc0018821875
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1437 SAINT DAVIDS LN, VERO BEACH, FL 32967-7241
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033271943
DateAug 12, 2020
Book Page3327/1943
Instrument3120200046702
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
AddressLUTHERVILLE TIMONIUM, MD 21093
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateApr 6, 2018
Property Address1437 SAINT DAVIDS LN, VERO BEACH, FL 32967-7241
Document Number0031060148
Book / Page3106 / 0148
Map ReferenceMB13 PG61-61A
Instrument DateApr 4, 2018
Instrument3120180020765
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanySUPREME TITLE SOLUTIONS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4900 N NEWPORT ISLAND DR, 4900, VERO BEACH, FL 32967-7231

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 WAVERLY DR, COLUMBUS, NJ 08022-1350

Mortgage

Document Number3120180020766
DateApr 6, 2018
Instrument3120180020766
Lender
NameFIRST HOME BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,616.00 (+10.51%)$421,637 (-7%) Building $421,637$421,637 (-7%) Building $421,637
2023$5,082.00 (+30.11%)$453,373 (+58.96%) Building $453,373$453,373 (+58.96%) Building $453,373
2022$3,906.00$285,212 Building $285,212$285,212 Building $285,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 269 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies805 units insured
incl. 536 condo units
Nearby Flood Claims44 (2004–2017)
Claims Outside the SFHA36 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 19 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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