1437 Main St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 1437 Main St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,195 sqft · built 1920
Lot Size	0.361 acres (15,716 sqft)
Owner	2 Individual Names on File
Last Sale	$141,900 (Jan 1998)
Tax Bill	$9,221 (2026)
Deeds & Mortgages	Dec 2021 Refinance Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:056.0-0000-0091.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:056.0-0000-0091.0`
Alternative APNs	`M:056.0=0000=0091.0` `2370000000070` `2370000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,195 sqft Living Area
Gross Area	4,051 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,716 sqft (0.361 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2370000000070
Street Address	1437 MAIN ST
City	READING
State	MA
Zip	01867-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1000
Census Tract	334300

Owner

1437 Main St is owned and occupied by two individuals who acquired it in July 2017.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1437 MAIN ST, READING, MA 01867-1139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK
Dec 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK
Jul 28, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage READING CO-OP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 1998 · Amount on File
Deed Sale	Jan 27, 1998 · Amount on File
Prior Sale	Dec 2, 1994 · Amount on File
Last Transfer Date	Jul 24, 2017
Transfer Doc	0000066307
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	1437 MAIN ST, READING, MA 01867-1139
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001901459
Date	Dec 10, 2021
Instrument	1901459

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	1437 MAIN ST, READING, MA 01867-1139
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001901458
Date	Dec 10, 2021
Instrument	1901458

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

July 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jul 28, 2017
Property Address	1437 MAIN ST, READING, MA 01867-1139
Document Number	0000066307
Instrument Date	Jul 24, 2017
Instrument	66307
Transaction Type	Mortgage
Record Updated	Aug 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1437 MAIN ST READING MA 018671139, READING, MA 01867-1139

Mortgage

Document Number	66308
Date	Jul 28, 2017
Instrument	66308

Lender

Name	READING CO-OP BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1437 Main St was $9,221, up 1.9% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,221.00 (+1.89%)	$841,300 (+5.88%) Land $402,100 Building $439,200	$912,444 (-8.81%)
2025	$9,050.00 (-0.88%)	$794,600 (+2%) Land $379,800 Building $414,800	$1,000,635 (-4.7%)
2024	$9,130.00 (+4.37%)	$779,000 (+12.12%) Land $372,400 Building $406,600	$1,049,940
2023	$8,748.00	$694,800 Land $332,100 Building $362,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1437 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1437 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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