1437 Jamie Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 1437 Jamie Ln, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,348 sqft · built 2000
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Tax Bill$4,973 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-12-351-016-000

Property Details

APN / Parcel Number

Primary APN07-12-351-016-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,348 sqft Living Area
1st Floor Area1,348 sqft
Basement Area1,348 sqft
Unfinished Basement1,348 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeFrame
Lot Area11,326 sqft (0.26 acres)
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area680 sqft
PorchSlab
Porch Area68 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1437 JAMIE LN
CityWATERLOO
StateIL
Zip62298-5571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionLOT 16 DANNEHOLD FARM ESTATES PHASE II PLAT 2
Legal Range10W
Legal Township02S
Legal Section12
Legal SubdivisionDANNEHOLD FARM ESTATES
Legal Lot Number16
JurisdictionMONROE IL
Township / Civil Division30
Census Block Group2
Census Block2071
Census Tract600402

Owner

1437 Jamie Ln is owned and occupied by two individuals.

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1437 JAMIE LN, WATERLOO, IL 62298-5571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NAT'L BK/WATERLOO
Sep 30, 2020Deed of Trust, Mortgage · Line of Credit
FIRST NAT'L BK/WATERLOO

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address1437 JAMIE LN, WATERLOO, IL 62298-5571
Document Number0000411594
Instrument DateSep 30, 2020
Transaction TypeMortgage
Record UpdatedOct 19, 2020
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1437 JAMIE LN WATERLOO IL 622985571, WATERLOO, IL 62298-5571

Mortgage

Document Number0000411594
DateOct 8, 2020
Instrument411594
Lender
NameFIRST NAT'L BK/WATERLOO
TypeBank
AddressCOLUMBIA, IL 62236
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 7, 2035
Interest
Rate2.62%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address1437 JAMIE LN, WATERLOO, IL 62298-5571
Document Number0000411589
Instrument DateSep 30, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1437 JAMIE LN WATERLOO IL 622985571, WATERLOO, IL 62298-5571

Mortgage

Document Number0000411589
DateOct 8, 2020
Instrument411589
Lender
NameFIRST NAT'L BK/WATERLOO
TypeBank
AddressCOLUMBIA, IL 62236
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1437 Jamie Ln was $4,973, up 6.7% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,973.00 (+6.74%) Homeowner's exemption$86,660 Land $16,650 Building $70,010$259,980 Land $49,950 Building $210,030
2024$4,659.00
2022$4,143.00 Additional exemption filed$70,540 Land $15,330 Building $55,210$211,620 Land $45,990 Building $165,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1437 Jamie Ln in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims263 (1993–2019)
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 9 claims
  • Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1437 Jamie Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harrisonville Telephone Company
Fiber · DSL
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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