1437 E Cherry St, Vermillion, SD 57069 Property Records

Clay County property record for 1437 E Cherry St, Vermillion, SD 57069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1976
Lot Size	0.233 acres (10,140 sqft)
Owner	Individual Name on Record
Tax Bill	$3,210 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15450-00100-080-03`

Property Details

APN / Parcel Number

Primary APN	`15450-00100-080-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	10,140 sqft (0.233 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1437 E CHERRY ST
City	VERMILLION
State	SD
Zip	57069-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 30 OF LOT 9 & W 30 OF 8 BLK 1 MEISENHOLDER EAST
Legal Subdivision	S6 T95N R52W
Legal Block	1
Legal Lot Number	9
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	1
Census Block	1020
Census Tract	965700

Owner

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1437 E CHERRY ST, VERMILLION, SD 57069-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2012
Deed Sale	Nov 20, 2012
Deed Book / Page	77 / 784
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	1437 E CHERRY ST, VERMILLION, SD 57069-2602
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 E CHERRY ST, VERMILLION, SD 57069-2602

Mortgage

Document Number	0MT149/335
Date	Nov 10, 2025
Book Page	MT149/335
Instrument	A20251493

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	2408 BROADWAY AVE, YANKTON, SD 57078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	1437 E CHERRY ST, VERMILLION, SD 57069-2602
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MT146/149
Date	Mar 29, 2022
Book Page	MT146/149
Instrument	147419

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,210.00 (+5.35%)	$177,601 (+22.55%) Land $16,224 Building $161,377
2023	$3,047.00 (+7.93%)	$144,927 Land $12,269 Building $132,658
2022	$2,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Bluepeak, T-Mobile.

Nearby Properties on E Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures