1437 Dark Ridge Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1437 Dark Ridge Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,960 sqft · built 2001
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jun 2025)
Tax Bill	$1,455 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7672-47-2286`

Property Details

APN / Parcel Number

Primary APN	`7672-47-2286`
Alternative APN	`177021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,960 sqft Heated Area
1st Floor Area	1,232 sqft
Upper Floors Area	728 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Porch	Slab
Porch Area	880 sqft
Deck Area	182 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	1437 DARK RIDGE RD
City	SYLVA
State	NC
Zip	28779-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1B DARK RIDGE RD
Legal Subdivision	SCOTTS CREEK
Legal Lot Number	1B
Jurisdiction	JACKSON NC
Township / Civil Division	SCOTT CREEK
Census Block Group	1
Census Block	1034
Census Tract	950200

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2347, CULLOWHEE, NC 28723-2347
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESID'L MTG
Aug 9, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Mar 8, 2016 · Amount on Record
Deed Book / Page	2398 / 1959
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1437 DARK RIDGE RD, SYLVA, NC 28779-9183
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023681429
Date	Dec 11, 2023
Book Page	2368/1429

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1437 DARK RIDGE RD, SYLVA, NC 28779-9183
Document Number	0023840308
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1437 DARK RIDGE RD SYLVA NC 287799183, SYLVA, NC 28779-9183

Mortgage

Document Number	0023840308
Date	Nov 23, 2020
Book Page	002384/000308

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1437 DARK RIDGE RD, SYLVA, NC 28779-9183
Document Number	0022451075
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 DARK RIDGE RD SYLVA NC 287799183, SYLVA, NC 28779-9183

Mortgage

Document Number	0022451075
Date	Aug 19, 2019
Book Page	002245/001075

Lender

Name	STATE EMPS CU
Address	SYLVA, NC 28779

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$331,722 (+16.95%) Land $41,360 Building $290,362
2025	$1,455.00 (+35.1%)
2023	$1,077.00	$283,650 Land $64,620 Building $219,030

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Optimum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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