Hopkins County property record for 1437 Co Rd 4128, Cumby, TX 75433
| Property Type | Rural Home |
|---|---|
| Details | 1,680 sqft · built 2000 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 65.0145.000.012 |
| Primary APN | 65.0145.000.012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 174,240 sqft |
| Garage Type | Carport |
| Garage Area | 625 sqft |
| Carport | Carport |
| Carport Area | 625 sqft |
| Porch | Covered Porch |
| Porch Area | 570 sqft |
| Account Number | 65.0145.000.012 |
|---|---|
| Street Address | 1437 COUNTY ROAD 4128 |
| City | CUMBY |
| State | TX |
| Zip | 75433-5128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ACRES: 4.000 ABS: 145 TR: 12-12 SUR: CHERRY SMITH R |
| Legal Subdivision | CHERRY SMITH R SURVEY A-145 |
| Legal Tract | 12-12 |
| Legal Block | 2 |
| Jurisdiction | HOPKINS TX |
| Township / Civil Division | CUMBY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950200 |
1437 Co Rd 4128, a rural home, is owned and occupied by two individuals.
Source: Hopkins County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1437 COUNTY ROAD 4128, CUMBY, TX 75433-5128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS TX |
| Property Address | 1437 COUNTY ROAD 4128, CUMBY, TX 75433-5128 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020196548 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 20196548 |
| Name | ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75482 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2035 |
The 2025 property tax bill for 1437 Co Rd 4128 was $1,159.
Source: Hopkins County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hopkins County |
| Unified School District | Cumby Collegiate Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,820 (+3.09%) | $102,500 (+8.47%) Land $48,000 Building $54,500 | |
| 2025 | $1,159.00 Homeowner's exemption Additional exemption filed | $64,820 | $94,500 Land $40,000 Building $54,500 |
| 2023 | $64,940 | $94,500 Land $40,000 Building $54,500 | |
| 2022 | $1,303.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1437 Co Rd 4128 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1437 Co Rd 4128 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLER GROVE WSC serves 2,265 people · EPA ID TX1120016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumby Telephone Cooperative Fiber | 1,000 / 200 |
| Peoples Communications Fixed Wireless | 500 / 60 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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