Cleveland County property record for 1437 Chatfield Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,152 sqft · built 1990 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Jan 2010) |
| Tax Bill | $1,176 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 43421 |
| Primary APN | 43421 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 19,994 sqft (0.459 acres) |
| Porch | Slab |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1267065 |
|---|---|
| Street Address | 1437 CHATFIELD RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-9490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | #12 PB17-101 CHATFIELD FM PH 1 |
| Legal Subdivision | FIELD |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 47 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 951300 |
1437 Chatfield Rd is owned and occupied by an individual who bought it in January 2010.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1437 CHATFIELD RD, SHELBY, NC 28150-9490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 7, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2010 · Amount on File |
| Deed Sale | Jan 15, 2010 · Amount on File |
| Deed Book / Page | 1589 / 2145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1437 CHATFIELD RD, SHELBY, NC 28150-9490 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 0017360150 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 1736/0150 |
| Instrument | 2017-001443 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1437 CHATFIELD RD, SHELBY, NC 28150-9490 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1437 CHATFIELD RD, SHELBY, NC 28150-9490 |
| Document Number | 0018301099 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 1830/1099 |
| Instrument | 200049145 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1437 Chatfield Rd was $1,176, up 6.8% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,176.00 (+6.81%) | $173,533 (-) Land $17,295 Building $156,238 | $173,533 (-) Land $17,295 Building $156,238 |
| 2025 | $1,101.00 | $173,533 Land $17,295 Building $156,238 | $173,533 Land $17,295 Building $156,238 |
| 2023 | $109,263 Land $14,268 Building $94,995 | $109,263 Land $14,268 Building $94,995 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1437 Chatfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1437 Chatfield Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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