St. Charles County property record for 1437 Amber Wave Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,154 sqft · built 2000 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,000 (Jul 2014) |
| Tax Bill | $3,103 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A952001131 |
| Primary APN | A952001131 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| Gross Area | 2,662 sqft |
| 1st Floor Area | 1,154 sqft |
| Basement Area | 1,108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 184 sqft |
| Patio Area | 144 sqft |
| Account Number | A952001131 |
|---|---|
| Street Address | 1437 AMBER WAVE DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-8496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PATRIOTS LANDING #1 LOT 337 |
| Legal Subdivision | PATRIOTS LANDING #1 |
| Legal Lot Number | 337 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 311738 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1437 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 29, 2022 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2014 · Amount on Record |
| Deed Sale | Jul 8, 2014 · Amount on Record |
| Prior Sale | Sep 25, 2000 · Amount on Record |
| Deed Document Number | 2014356890 |
| Deed Book / Page | 6210 / 1455 |
| Last Transfer Date | Aug 5, 2014 |
| Transfer Doc | 0062251964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 29, 2026 |
| Property Address | 1437 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Document Number | 0000019731 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202619731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1437 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Document Number | 0000019731, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 202619731 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1437 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 1437 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Document Number | 0000017941 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022R-017941 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 4, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1437 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1437 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Document Number | 2021R089762 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021R-089762 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,154 (-) | $253,442 (-) Building $253,442 | |
| 2025 | $3,103.00 (-1.55%) | $48,154 (+1.34%) | $253,442 (+1.34%) Building $253,442 |
| 2024 | $3,152.00 | ||
| 2023 | $47,517 | ||
| 2022 | $250,091 Land $50,000 Building $200,091 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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