1436 Sterling St, Sacramento, CA 95822 Property Records

Sacramento County property record for 1436 Sterling St, Sacramento, CA 95822

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,185 sqft · built 1950
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Apr 2026)
Tax Bill	$2,777 (2025)
Deeds & Mortgages	Nov 2025 Construction Loan Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`035-0024-006-0000`

Property Details

APN / Parcel Number

Primary APN	`035-0024-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,185 sqft Living Area
1st Floor Area	991 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1436 STERLING ST
City	SACRAMENTO
State	CA
Zip	95822-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-EA-4
Legal Description	FREEPORT MANOR 01, LOT 98
Legal Subdivision	FREEPORT MANOR 01
Legal Lot Number	98
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	3400

Owner

1436 Sterling St is owned and occupied by two individuals who bought it in April 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1436 STERLING ST, SACRAMENTO, CA 95822-3408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Construction Mortgage DDW CAPITAL LLC
Apr 20, 2026	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Nov 24, 2025	Deed of Trust, Mortgage · Construction Mortgage DDW CAPITAL LLC
Nov 24, 2025	Grant Deed, Construction Loan · Construction Mortgage DDW CAPITAL LLC
Nov 24, 2025	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	Nov 24, 2025 · Amount on File
Deed Book / Page	20260420 / 901
Prior Transfer Date	Mar 4, 2005
Prior Transfer Doc	0000000588
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1436 STERLING ST, SACRAMENTO, CA 95822-3408
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 GRANVILLE CT, SACRAMENTO, CA 95838-3100

Mortgage

Document Number	0000000730
Date	Nov 24, 2025
Instrument	202511240730

Lender

Name	DDW CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 20, 2026
Property Address	1436 STERLING ST, SACRAMENTO, CA 95822-3408
Document Number	2026000901
Book / Page	20260420 / 901
Instrument Date	Apr 15, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,662.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1436 STERLING ST, SACRAMENTO, CA 95822-3408

Mortgage

Document Number	2026000902,
Date	Apr 20, 2026
Book Page	20260420/902

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1436 STERLING ST, SACRAMENTO, CA 95822-3408
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 GRANVILLE CT, SACRAMENTO, CA 95838-3100

Mortgage

Document Number	0000000730
Date	Nov 24, 2025
Instrument	202511240730

Lender

Name	DDW CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2025: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 24, 2025
Property Address	1436 STERLING ST, SACRAMENTO, CA 95822-3408
Document Number	0000000729
Map Reference	MB 28 MAP 3
Instrument Date	Nov 19, 2025
Instrument	202511240729
Transaction Type	Construction Loan
Record Updated	Jan 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 130014, SACRAMENTO, CA 95853-0014

Mortgage

Document Number	0000000730
Date	Nov 24, 2025
Instrument	202511240730

Lender

Name	DDW CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 24, 2025
Property Address	1436 STERLING ST, SACRAMENTO, CA 95822-3408
Document Number	0000000729
Map Reference	MB 28 MAP 3
Instrument Date	Nov 19, 2025
Instrument	202511240729
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 130014, SACRAMENTO, CA 95853-0014

Tax Assessment & Valuation

The 2025 property tax bill for 1436 Sterling St was $2,777, up 1.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$285,527 (+30.67%) Land $90,000 Building $195,527
2025	$2,777.00 (+1.39%)	$218,508 Land $67,632 Building $150,876
2024	$2,739.00 (-2.04%)
2023	$2,796.00 (+39.87%) Homeowner's exemption	$100,071 Land $40,025 Building $60,046
2022	$1,999.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1436 Sterling St in Zone X, where a levee reduces flood risk, though there have been 14 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	14 (1995–2004)
Most Recent Claim	Sep 2004 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1436 Sterling St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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