Pasco County property record for 1436 Osprey Ln, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,229 sqft · built 1982 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $199,900 (Apr 2019) |
| Tax Bill | $4,773 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Aug 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-26-18-0040-00000-0220 |
| Primary APN | 36-26-18-0040-00000-0220 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,229 sqft Living Area |
| Gross Area | 1,754 sqft |
| 1st Floor Area | 1,229 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,250 sqft (0.166 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Open Aluminum/Fiberglass Porch |
| Porch Area | 336 sqft |
| Deck Area | Deck Area |
| Patio Area | 913 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1436 OSPREY LN |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33549-4121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | FOXWOOD SUBD PHASE 4 PB 18 PGS 5-10 LOT 22 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | FOXWOOD |
| Legal Tract | 40 |
| Legal Lot Number | 22 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 32013 |
Source: Pasco County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 22009 COLDSTREAM RD, LAND O LAKES, FL 34639-6516 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Aug 28, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Apr 1, 2019 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2019 · Amount on Record |
| Deed Sale | Apr 1, 2019 · Amount on Record |
| Prior Sale | Sep 1, 2016 · Amount on Record |
| Deed Document Number | 201953161 |
| Deed Book / Page | 9881 / 2145 |
| Last Transfer Date | May 7, 2024 |
| Transfer Doc | 0110153078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1436 OSPREY LN, LUTZ, FL 33549-4121 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1436 OSPREY LN, LUTZ, FL 33549-4121 |
| Document Number | 0109851835 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 10985/1835 |
| Instrument | 2024055078 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2064 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 28, 2023 |
| Property Address | 1436 OSPREY LN, LUTZ, FL 33549-4121 |
| Document Number | 0108761614 |
| Book / Page | 10876 / 1614 |
| Map Reference | MB 18 PG 5-10 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 2023153404 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1436 OSPREY LN, LUTZ, FL 33549-4121 |
| Name | Verified Name |
|---|---|
| Address | 1436 OSPREY LN, LUTZ, FL 33549-4121 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1436 OSPREY LN, LUTZ, FL 33549-4121 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 1436 OSPREY LN, LUTZ, FL 33549-4121 |
| Document Number | 0103590821 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 10359/821 |
| Instrument | 2021112457 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 1, 2019 |
| Property Address | 1436 OSPREY LN, LUTZ, FL 33549-4121 |
| Document Number | 0098812145 |
| Book / Page | 9881 / 2145 |
| Map Reference | MB 18 PG 5-10 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2019053161 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | ACR TITLE GROUP LLLP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,399.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 7TH AVE SE, 28, LARGO, FL 33771-2140 |
| Name | Verified Name |
|---|---|
| Address | 1436 OSPREY LN, LUTZ, FL 33549-4121 |
| Document Number | 2019053162 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 2019053162 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,148 (-1.58%) Land $56,908 Building $210,240 | $267,148 (-1.58%) Land $56,908 Building $210,240 | |
| 2025 | $4,773.00 (+2,262.87%) | $271,434 (+44.38%) Land $56,908 Building $214,526 | $271,434 (-5.19%) Land $56,908 Building $214,526 |
| 2024 | $202.00 (+3.59%) | ||
| 2023 | $195.00 (-91.8%) Additional exemption filed | $188,000 (+3.99%) Land $52,848 Building $135,152 | $286,278 (+17.16%) Land $52,848 Building $233,430 |
| 2022 | $2,377.00 Homeowner's exemption | $180,780 Land $52,848 Building $127,932 | $244,341 Land $52,848 Building $191,493 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 5 (1997–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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