Polk County property record for 1436 Hammock Shade Dr, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,634 sqft · built 1988 |
| Lot Size | 0.356 acres (15,516 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Sep 2023) |
| Tax Bill | $3,668 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161004-000360 |
| Primary APN | 24-27-08-161004-000360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| Gross Area | 2,117 sqft |
| 1st Floor Area | 1,634 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 15,516 sqft (0.356 acres) |
| Lot Dimensions | 160 ft deep x 82 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 182 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 1436 HAMMOCK SHADE DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-6621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS OF LAKELAND PB 78 PGS 30 & 31 LYING IN A PORTION OF SECS 8 & 17 T27 R24 LOT 36 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | OAKS OF LAKELAND THE |
| Legal Tract | 161004 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12304 |
1436 Hammock Shade Dr is owned and occupied by two individuals who bought it in September 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1436 HAMMOCK SHADE DR, LAKELAND, FL 33809-6621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on File |
| Deed Sale | Sep 5, 2023 · Amount on File |
| Deed Document Number | 2023207994 |
| Deed Book / Page | 12824 / 2259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1436 HAMMOCK SHADE DR, LAKELAND, FL 33809-6621 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1436 HAMMOCK SHADE DR, LAKELAND, FL 33809-6621 |
| Document Number | 0000123552 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 12241/995 |
| Instrument | 2022123552 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 5, 2023 |
| Property Address | 1436 HAMMOCK SHADE DR, LAKELAND, FL 33809-6621 |
| Document Number | 0000207994 |
| Book / Page | 12824 / 2259 |
| Map Reference | MB 78 PG 30&31 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023207994 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, TITLE SOLUTIONS GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 SKYLINE DR, HONAKER, VA 24260-4916 |
| Name | Verified Name |
|---|---|
| Address | 1436 HAMMOCK SHADE DR, LAKELAND, FL 33809-6621 |
| Document Number | 0128242261 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 12824/2261 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1436 HAMMOCK SHADE DR, LAKELAND, FL 33809-6621 |
| Document Number | 0112440156 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1436 HAMMOCK SHADE DR LAKELAND FL 338096621, LAKELAND, FL 33809-6621 |
| Document Number | 0112440156 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 011244/000156 |
| Instrument | 104270 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1436 HAMMOCK SHADE DR, LAKELAND, FL 33809-6621 |
| Document Number | 0107590895 |
| Instrument Date | Feb 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1436 HAMMOCK SHADE DR LAKELAND FL 338096621, LAKELAND, FL 33809-6621 |
| Document Number | 0107590895 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 010759/000895 |
| Instrument | 37335 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2049 |
The 2025 property tax bill for 1436 Hammock Shade Dr was $3,668.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,158 (+2.63%) Land $66,000 Building $225,158 | $291,158 (+2.63%) Land $66,000 Building $225,158 | |
| 2025 | $3,668.00 | $283,701 Land $66,000 Building $217,701 | $283,701 Land $66,000 Building $217,701 |
| 2023 | $1,766.00 (+4.99%) Homeowner's exemption | $128,354 (+3%) | $283,855 (+16.31%) Land $64,000 Building $219,855 |
| 2022 | $1,682.00 Homeowner's exemption | $124,616 | $244,052 Land $53,000 Building $191,052 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1436 Hammock Shade Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1436 Hammock Shade Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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