Delta County property record for 1436 Cherry Ln, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1979 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Aug 2002) |
| Tax Bill | $1,231 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | R012096 |
| Primary APN | R012096 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,120 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R012096 |
|---|---|
| Street Address | 1436 CHERRY LN |
| City | DELTA |
| State | CO |
| Zip | 81416-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1436 CHERRY LN DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: RURAL AREA TOTAL AC 2+- SEC 19 T15S R95W 6PM PT SE4NE4 S 19 BEG 20 RDS E SW COR SE4NE4 N40 RDS E8 RDS S40 RDS W8 RDS TO BEG BK 361 PG 193 BK 434 PG 1442 (R-336677) BK 574 PG 73 BK 606 PG 93 |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 964900 |
Source: Delta County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1436 CHERRY LN, DELTA, CO 81416-2922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Line of Credit OAK STAR BANK |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Mar 19, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO |
| Aug 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| May 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2002 · Amount on Record |
| Deed Sale | Aug 6, 2002 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 4, 2026 |
| Property Address | 1436 CHERRY LN, DELTA, CO 81416-2922 |
| Document Number | 0000768216 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026768216 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1436 CHERRY LN, DELTA, CO 81416-2922 |
| Investor | Possibly a Property Investor |
| Document Number | 0000768216, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 2026768216 |
| Name | OAK STAR BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1436 CHERRY LN, DELTA, CO 81416-2922 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000724480 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 724480 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1436 CHERRY LN, DELTA, CO 81416-2922 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 727384 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 727384 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 4, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1436 CHERRY LN, DELTA, CO 81416-2922 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 712690 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 712690 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1436 CHERRY LN, DELTA, CO 81416-2922 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 695577 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 695577 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2032 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,231.00 (+33.8%) | $24,343 (+18.12%) Land $5,469 Building $18,874 | $389,484 (+26.63%) Land $87,500 Building $301,984 |
| 2024 | $920.00 (-29.88%) | $20,608 (-) Land $2,842 Building $17,766 | |
| 2023 | $1,312.00 (+5.64%) | $20,608 (+7.07%) Land $2,842 Building $17,766 | $307,580 (+11.06%) Land $42,415 Building $265,165 |
| 2022 | $1,242.00 | $19,248 Land $3,962 Building $15,286 | $276,944 Land $57,000 Building $219,944 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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