Okaloosa County property record for 1436 Cedar St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,830 sqft · built 2017 |
| Lot Size | 0.306 acres (13,332 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Jul 2022) |
| Tax Bill | $4,052 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-093-6471-1 |
| Primary APN | C56-001-093-6471-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 2,494 sqft |
| 1st Floor Area | 1,830 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 13,332 sqft (0.306 acres) |
| Lot Dimensions | 200 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 213 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1436 CEDAR ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIXON S/D PARCEL B:COM SE COR OF LOT 9 BLK E THC N 66.67 FT TO POB W 200 FT N 66.6 FT E 200 FT S 66 .6 FT TO POB |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 24 |
| Legal Subdivision | DIXON S/D |
| Legal Block | E |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 21001 |
Source: Okaloosa County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 637 SAILBOAT DR, NICEVILLE, FL 32578-4502 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 15, 2021 | Warranty Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK |
| Feb 2, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on Record |
| Deed Sale | Jul 11, 2022 · Amount on Record |
| Prior Sale | Oct 18, 2021 · Amount on Record |
| Deed Document Number | 20223563162 |
| Deed Book / Page | 3631 / 4102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 15, 2021 |
| Property Address | 1436 CEDAR ST, NICEVILLE, FL 32578-9745 |
| Document Number | 0035810324 |
| Book / Page | 3581 / 324 |
| Map Reference | MB 2 PG 54 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 3497559 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,799.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 AUGUSTA AVE, 50, STATEN ISLAND, NY 10312-3231 |
| Name | Verified Name |
|---|---|
| Address | 1436 CEDAR ST, NICEVILLE, FL 32578-9745 |
| Document Number | 3581326 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 3581/326 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1436 CEDAR ST, NICEVILLE, FL 32578-9745 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1436 CEDAR ST, NICEVILLE, FL 32578-9745 |
| Document Number | 0035223435 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 3522/3435 |
| Instrument | 3426750 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Feb 1, 2048 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,052.00 (+1.33%) | $343,790 (+2.29%) Land $81,836 Building $261,954 | $343,790 (+2.29%) Land $81,836 Building $261,954 |
| 2023 | $3,999.00 (+5.4%) | $336,095 (+6.33%) Land $61,105 Building $274,990 | $336,095 (+6.33%) Land $61,105 Building $274,990 |
| 2022 | $3,794.00 | $316,073 Land $58,195 Building $257,878 | $316,073 Land $58,195 Building $257,878 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 2 (2004–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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