Kane County property record for 1436 Blume Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,803 sqft · built 2005 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Mar 2018) |
| Tax Bill | $12,648 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-32-201-005 |
| Primary APN | 06-32-201-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,803 sqft Living Area |
| Gross Area | 4,027 sqft |
| Basement Area | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1436 BLUME DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEKSIDE SUB LOT 12 |
| Legal Subdivision | CREEKSIDE SUB |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 851912 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1436 BLUME DR, ELGIN, IL 60124-8719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Mar 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Mar 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2018 · Amount on File |
| Deed Sale | Mar 28, 2018 · Amount on File |
| Prior Sale | Jul 7, 2005 · Amount on File |
| Deed Document Number | 201814119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1436 BLUME DR, ELGIN, IL 60124-8719 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000006189 |
|---|---|
| Date | Mar 1, 2023 |
| Instrument | 2023K006189 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1436 BLUME DR, ELGIN, IL 60124-8719 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000077588 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021K077588 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1436 BLUME DR, ELGIN, IL 60124-8719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRECISION TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000013265 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 2017K013265 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1436 BLUME DR, ELGIN, IL 60124-8719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000060765 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 2019K060765 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1436 BLUME DR, ELGIN, IL 60124-8719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRECISION TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000041460 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020K041460 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 28, 2018 |
| Property Address | 1436 BLUME DR, ELGIN, IL 60124-8719 |
| Document Number | 0000014119 |
| Map Reference | DOC2004K065656 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 2018K014119 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1 MELROSE CT, SOUTH ELGIN, IL 60177-1653 |
| Document Number | 0000014120 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 2018K014120 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,648.00 (+15.9%) Homeowner's exemption | $173,795 (+8.57%) Land $45,983 Building $127,812 | $521,594 (+8.57%) Land $138,004 Building $383,589 |
| 2024 | $160,076 (+21.39%) Land $42,353 Building $117,723 | $480,420 (+21.44%) Land $127,110 Building $353,310 | |
| 2022 | $10,913.00 (+4.3%) Homeowner's exemption | $131,865 (+6.96%) Land $34,889 Building $96,976 | $395,595 (+6.96%) Land $104,667 Building $290,928 |
| 2021 | $10,463.00 Homeowner's exemption | $123,285 Land $32,619 Building $90,666 | $369,855 Land $97,857 Building $271,998 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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